Products to add to Lifestyle 100% Equity

guitarman001

I currently own Rolls Royce and Vanguard 100% Equity (acc).
I have cash maturing soon and would like to look at different products.
I have never considered anything like ITs or ETFs before... but I am going to start reading up again. I see some investment trusts have done well (Perpetual Income and Growth, Edinburgh etc).

I WILL be reading up on this, but if anybody has any advice / can point me in the right direction, it would be appreciated!

BLB53

I can recommend investment trusts as I have used these, mainly for income, for several years. The ones I hold include City of London, Edinburgh, Finsbury Gr. & Income and Murray International. I also hold the Vanguard All World Dividend ETF but that has only been going for a year or so.

The trusts have provided a steady rising income as well as a good return of capital in recent years but most things have gone up since 2009!

There are some good posts on the Motley Fool discussion boards (inv. for income) covering a lot of the inv. trusts by Luniversal. Also some good articles on the diy investor uk site - mainly individual shares and inv. trusts which may be of interest.

I would just be a bit wary of holding shares in just RR - always good to diversify.

guitarman001

Thanks.. Guess I need to start reading up again. ETFs, ITs, it doesn't half start to get complicated!

latecomer

I'm sure you probably have already but if not have a read through the entire Vanguard Lifestrategy thread where there lots of discussions around what else to hold alongside the LS fund.

ColdIron

What are you hoping to achieve by diluting your VLS?

Is your purpose to raise income, long term growth, reduce volatility, add diversity to an already diversified product etc etc? Each of these objectives would suggest different solutions and without knowing what they are it's almost impossible to give a meaningful answer

JohnRo

Vanguard global small cap tracker is an obvious choice if you want some exposure to global but predominantly US smaller companies not catered for in the Lifestrategy offerings.