Mail Order - AP/Defaults

edrushuk

Good morning everyone,

Has anyone had any luck asking mail order companies to reset default dates due to them been added late, eg 3 years after entering DMP, or AP placed on account for multiply years instead of the account being defaulted?

Thank you

Susanna

Tixy

Yes there are quite a number of people who have reported being successful in doing this by writing a letter to the creditors asking them to be backdated.

edrushuk

Excellent,

Thank you Tixy, will be sending out a few letters.

Also spend some time, learning how to use the search facilities better.

Susanna

happy_bunny_2

As Tixy says, quite a few.

The 2007 ICO default guidelines are worth a read.

There is a more up to date version from this year but I presume the older version should apply to you.

Section on arrangements and one on DMPs

http://ico.org.uk/upload/documents/library/data_protection/detailed_specialist_guides/default_tgn_version_v3%20%20doc.pdf

HB

edrushuk

Thank you Happy Bunny