what if you cant remember?

universally_challenged

Hi there.
I'm 31 and in my younger years, when I was 18-22 banks and credit card companies threw money a me. I have a loan from my bank, a credit card with Mint and a Comet store card.

Now my bank and Mint I'm pretty sure are still afloat, but things like the Comet Store card, I know I was paying some kind of PPI on that, and being young I didn't bother paying it off for about 6 years. I have no paperwork about this card, I don't know if it was Comet its self or a 3rd party. Now they have gone under.... what are my chances?

Dan

[Deleted User]

Comet no longer trades, as you say, but the problem is also that if you purchased the PPI on this store card prior to January 2005 then this was pre-regulation and so no one will have to even consider any mis-selling complaint you might make.

madaminx

universally_challenged wrote: »

Hi there.
I'm 31 and in my younger years, when I was 18-22 banks and credit card companies threw money a me. I have a loan from my bank, a credit card with Mint and a Comet store card.

Now my bank and Mint I'm pretty sure are still afloat, but things like the Comet Store card, I know I was paying some kind of PPI on that, and being young I didn't bother paying it off for about 6 years. I have no paperwork about this card, I don't know if it was Comet its self or a 3rd party. Now they have gone under.... what are my chances?

Dan

Nothing ventured gained, you might loose SAR £10 fee but it might be worth it. I'm taking my chances as well, down £30 but who knows . . . .

[Deleted User]

madaminx wrote: »

Nothing ventured gained, you might loose SAR £10 fee but it might be worth it.

Who would you send the SAR to in the OP's case? Any complaint won't even have to be considered pre 2005.