Well, tomorrows the day

whipster221073

Hi to all,
As much as people don't know me, or my story, I felt it appropriate to post this on here today.

6 years ago I was in debt. I knew it, I think my partner knew it and my parents certainly knew something was wrong.
Did I tell them? Did I beck.
I was scared, frightened of what they might say, ashamed that their offspring could get themselves in that trouble when they had a good upbringing and good job.

The problem was I was keeping up with the Jones so to speak, or friends in my case.
They had nice holidays, I had to have the same.
Etc Etc

Well, 2 years later and I was in over my head.
I was in debt that I couldn't pay and it was time for admissions.

If I had done it 2 years earlier it would have been easier. It wasn't, I was an idiot.

So, you may ask, why post tonight.
Well, after the past 6 years of pain, denial, admission and lots and lots of tears, tomorrow I am debt free. I owe nobody nothing. Zilch. Nada.

And you know what it feels absolutely fantastic.

I was one of those who came on this website, looked at the posts and thought, no, not me, I'm fine. Well, I wasn't.

So, for anybody out there who is in the same position as I was six years ago I would just like to give this piece of advice.

Talk.
Talk to your partner
Talk to your family
Talk to your friends if you need to
Most importantly talk to people who can help.

Don't be too proud to ask for help.
I was and it nearly destroyed me.

Yes, I still have a default with a year to run, but so what that will soon be sorted and then it's a case of never letting this happen again.

I told my friends. I had to.
They had better jobs than me and earnt more money.
Some of them laughed, they're no longer classed as friends.
2 really important people listened and helped, and you know what changed their lifestyles too.

So, tomorrow is celebration night.
No, not a fancy restaurant or pub.
They are coming to my house, exactly as we have done for the last 2 years.

If you are still reading, then thankyou.
And if just 1 person reads this and it makes a difference then it was worth it.

Good luck to all.

whitewing

What a great post - well done

whipster221073

whitewing wrote: »

What a great post - well done

Thanks whitewing.

And apologies, as I should have also mentioned the hundreds of posts that I read on this website that eventually made me realise that I had to do something.

Spend 10 minutes looking at everyone else's stories and yours won't seem so bad after all.

whitewing

I believe there is a Debt free Roll of Honour somewhere - don't forget to add yourself.

Depth_of_Field

Congrats on the huge achievement. Getting rid of those ostentatious so called 'friends' was truly a blessing in disguise for you. I've got £1200 worth of debt. Hopefully I will be able to get rid of this within the next six months. My weakness is technology. Buying gadgets, camera, video stuff. You have given me inspiration.

littleskintdragon

What a great post, very inspiring.

I currently have someone texting me asking me on a day out... I just said no and said i cant afford to. It was hard but your right!!

Well done, and enjoy your freedom :money::beer::T:j

cydney65

Well done it's a great feeling isn't it!

Good luck to everyone still on the journey

967stuart

Congratulations and well done for taking responsibility of your debts.
Just shows what can be done with determination and conviction of ones actions.
Enjoy your celebrations, great work.

wannabe_credit_free

Fantastic and well done you. Your story gives hope to countless others, like me. I hope to be 100% debt free by this xmas. Inspired by stories like yours, I had my LBM moment last xmas...:beer:

Willowpop

Well done on getting debt free…and thanks for taking the time to write such a brilliant post. :beer:

Anaheim

What a great post, hopefully inspiring to those who read it - hindsight is such a wonderful thing isn't it. Enjoy your well deserved celebration tonight. Even more importantly enjoy your debt free self!