16th birthday this week.

Katgrit

letthemeatcake wrote: »

It is my business because my son has disabilities and I have declare any income in the near future. If I don't know what it is how can I declare it?

Declare your son's income if and when he gets it. In the same way that you say you can't declare it if you don't know what it is you also can't declare it until he actually has it.

letthemeatcake

Katgrit wrote: »

Declare your son's income if and when he gets it. In the same way that you say you can't declare it if you don't know what it is you also can't declare it until he actually has it.

What I am concerned about is if the account is in his name and an amount shows up as his but the GP's take it then will cause problems with his future care and any benefits.

If it is in their name then there are no problems but I understand that it is in his sole name.

letthemeatcake

Consumerist wrote: »

I regret that I get the feeling that the GPs are feeling harangued by you and have decided to dampen your ardour by suggesting there may not be any money after all.

I think that's what I would do in similar circumstances. Stop bullying them!

I hardly ever talk to them. But they do not understand the system with a disabled child.

letthemeatcake

Blimey people. I spend my whole life caring non stop for 2 disabled children and do not want to complicate the care they receive in the future because their GP's have kindly saved for them but then want to take the money without realising the implications. If the GP's never saved it would not bother me in the slightest .

If the money shows in my Son's account it would be seen as his. Then SS will want to know where the money has gone!

letthemeatcake

Consumerist wrote: »

I regret that I get the feeling that the GPs are feeling harangued by you and have decided to dampen your ardour by suggesting there may not be any money after all.

I think that's what I would do in similar circumstances. Stop bullying them!

They were the ones who decided to save for the children. I hardly put a gun to their head. When they mentioned the debt I didn't say anything, understanding that this debt, being a mortgage must be paid somehow and on time.

but then I realised if it shows as belonging to the children then it could have implications for their future care.

I only have my Son's interests at heart.

Consumerist

letthemeatcake wrote: »

What I am concerned about is if the account is in his name and a amount shows up as his but the GP's take it then will cause problems with his future care and any benefits. If it is in their name then there are no problems but I understand that it is in his.

If your son does not have control over the money then he cannot be expected to declare it as part of his savings.

As far as benefits are concerned the GPs savings do not exist.

PeacefulWaters

Different banks and building societies have different ways of holding money in a child account.

It could be in the child's name. But how and when the child can access it will vary from place to place.

The child could be the beneficiary on a trustee account. The money's his but he doesn't get it until he's 18 (potentially later in a discretionary trust arrangement).

In the above two cases the grandparents should not be paying their debts off with it unless they can demonstrate that it is beneficial for the child and only the child. But you'd have to take them to court to do this and the costs can often outweigh the value of the account.

It could be in the grandparents' name in respect of the child. In which case it's not the child's money.

It could be in the grandparents' name. In which case it's not the child's money.

Bennifred

A gift from the grandparents would not count as income, so you can stop worrying about that.

letthemeatcake

Consumerist wrote: »

I regret that I get the feeling that the GPs are feeling harangued by you and have decided to dampen your ardour by suggesting there may not be any money after all.

I think that's what I would do in similar circumstances. Stop bullying them!

Are you suggesting I want the money? I've got my own thank you and would never steal off my Children. I've just spent £14000 seeing my Daughter through university-such is a Mother's love!

letthemeatcake

Bennifred wrote: »

A gift from the grandparents would not count as income, so you can stop worrying about that.

I've been told any money they have in their name must be declared to Social Services to help towards care.