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Santander Credit card
romanez85
Posts: 2 Newbie
in Credit cards
Would anyone know why Santander have turned me down for the 123 CC when I have an account with them and my credit rating was fine 2 months ago to buy a house and thus a mortgage?
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Comments
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Quite possibly because you've got a mortgage in the last two months, so increased credit, recent change of address and so on.0
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That's a nightmare. Is there anything I can do about this?0
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Give it a few months, make sure you're on the elctoral roll, then try again.
Any reason why you're so desperate for it?0 -
Deleted_User wrote: »Give it a few months, make sure you're on the elctoral roll, then try again.
Any reason why you're so desperate for it?
Presumably OP wants to start raking in the cashback.Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0 -
Maybe. But 'a nightmare' would be a bit of an over reaction in that case.0
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Deleted_User wrote: »Maybe. But 'a nightmare' would be a bit of an over reaction in that case.
'Pain in the !!!!' would be the better expression, but I understand OP's reasoning.Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0 -
Ah well not bother applying for credit card then I'm in same position wanting credit card as just moved but looks unlikely I will achieve this without being on electoral roll yet pain in bum !0
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