£16,619.90 Over payment Tax Credits?

Desiderata58

Hi all, I have had a brief read through some of your posts on this matter, but I am struggling to find the advice I am after.


In 2008 Tax credits sent me letters stating I was over £8,000ish in overpayment, I received a second one saying the same for 2007. Totalling £16 grand. I appealed, I rang, I wrote letters I sent emails, But not given any answers. I was sure I hadn't even received this amount in benefit help to begin with!


I was contacted again in 2010 and I appealed again, as it seemed they had ignored previous correspondence. A lady adviser stated it was to do with child care. I told her I had all my receipts and invoices from all the child care used and declared for my claim. She advised I appeal. (AGAIN)


I appealed for a third time, stating I would be happy to appear at a tribunal or suchlike with all my evidence, and let them explain to me why and how I could have accumulated such a large debt, especially as I was a single mum with two children on a part time income and paying full rent & c tax.
I was scraping by, Having to take out provident loans to help with my outgoings as I wasn't receiving enough to begin with in my opinion.


Still Nothing.


I heard nothing for 4 years and this year I have received a demand from a debt agency. I contacted them AND HMRC in three different departments again, sending letters, explanations (repeating myself like a parrot) and all I got this morning was a further letter of demand from the debt agency saying I hadn't contacted them when I have the proof that I have,


I feel victimised. I know ive been honest with my claim.


I have an appointment now with CAB to discuss. But im at my wits end, Im already a sufferer of post traumatic stress disorder and under therapy and on meds, this is not helping me at all,


Any advice would be appreciated. I just want SOMEONE to listen and explain and help fight this. Thankyou.

Morglin

Perhaps have a look at this, and then professional help might be best, for this amount:

http://www.adviceguide.org.uk/b_overpayment_of_tax_credits.pdf

Lin

Icequeen99

As the other response says, for this amount, you need some proper help, which really should have been sought earlier because you might be out of time to do anything about it unless proof can be found that you tried to appeal.

IQ