Forever Home Fund

Moneyfordreams

will have a look, thank you

Moneyfordreams

at the top left menu there is a drop down list, which says promo code. The code only went in in capitals . I did try lower case a few times (on my phone) but if gave me the choccy... Hope you get the referral cash Kate

katep23

Thank you, got a referral pending x

katep23

katep23 wrote: »

Short term goals:

1. Pay off debt for roof (by 23rd October, if not before) - Done
2. Save £10K emergency fund - £1,900 / £10,000
   
3. Save £7k to remortgage

Need to shuffle money on first of month as it is not in the right place but am now debt neutral on the roof and have started saving the EF :T

katep23

December 2014
Mortgage £346,545.00
Mortgage free date 2044
LTV 86.64%

2nd November 2017
Mortgage £318,788.46

Total paid off capital in last month: £623.10
Total paid off capital: £27,806.54

MOS: £1,316.23

LTV: 79.70%

Amount to Mortgage Neutral - £316,953.76 (-£2,830.19)

katep23

December 2014
Mortgage £346,545.00
Mortgage free date 2044
LTV 86.64%

2nd December 2017
Mortgage £318,156.91

Total paid off capital in last month: £631.55
Total paid off capital: £28,438.09

MOS: £4,407.05

LTV: 79.54%

Amount to Mortgage Neutral - £313,733.86 (-£3,219.90)

katep23

katep23 wrote: »

Short term goals:

1. Pay off debt for roof (by 23rd October, if not before)
2. Save £10K emergency fund
3. Save £7k to remortgage

[STRIKE][*]Pay off debt for roof (by 23rd October, if not before)[/STRIKE]

[*]Save £10K emergency fund - £4.4K/£10K

[*]Save £7k to remortgage - will need £4K to remortgage, other £3K to be added to mortgage which keeps us at £320K

£8.6K to go

katep23

Thanks to the advice from the fab Betterthanever on her diary, I have been doing swagbucks since 21st November and claimed £15, almost ready to claim next £5.

If anyone would like to sign up my referral is:

http://www.swagbucks.com/refer/KPCCW

Betterthanever

I'm so glad that you are getting more out of swagbucks - it really is a nice little extra! I've been amazed at just how steadily the points mount up. I was cashing out to paypal, which was nice because it is *real* money, but since the amazon vouchers have been on offer, I've been collecting them instead, and have managed to do most of my main Christmas present shopping using them. I'd always have gone for cash over vouchers before, but I have been converted a little and knowing that I don't have to spend said *real* money is just as satisfying!

katep23

Absolutely, I cashed out to Paypal twice as I prefer real money but realised that whilst Amazon vouchers are on offer I am better of with those as we order from there most months.

Had a really good day yesterday, one phone call (which I had been putting off as I hate doing it) to our insurers and we have added our home insurance to our car insurance policy and saved nearly £300 against the renewals.

Having done a comparison, the cheapest I could get OH's insurance for was £158 more than we ended up paying (with a higher excess) so that was a result.

And my £10 JLP gift card from V@lued Opinions turned up which I was starting to think was lost in the post.