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RBS Claim I am in an IVA
MarkJay
Posts: 4 Newbie
I have 4 claims against RBS , 3 for loans and 1 for a credit card. I applied for all of these on the 1st March.
They replied to the credit card claim on the 16 the April saying I had won, I returned the offer acceptance letter and received the cheque within 10 days . Yay well done RBS :T
They replied to the 3 loans on the 1 st April (well before the credit card offer) saying they had upheld my complaint on all 3 loans :j
I returned the acceptance letters and even received a text saying your money will be with you within 28 days.
So I waited, waited and then received a text saying send us your acceptance letter??????
Phoned RBS to be told that it will be raised with their care team.
7 days later nothing has happened, phoned again to be told they lost my acceptance letter and new ones are on there way. So returned them 12 days ago.
Today phoned again to find out what is happening to be told that I am not getting the money as I am in an IVA. :mad:
I am not in an IVA , never have been in an IVA, got equity in my house and never missed paying a bill.
Told them that they already paid out on the credit card and that it is obviously a mistake their end but they are not interested
Lloyds have already paid out on 2 PPI claims and RBS have already paid me out on 1 of their own claims.
Is FOS my only option here or is there anybody I can speak to in RBS who can actually make some decisions?
They replied to the credit card claim on the 16 the April saying I had won, I returned the offer acceptance letter and received the cheque within 10 days . Yay well done RBS :T
They replied to the 3 loans on the 1 st April (well before the credit card offer) saying they had upheld my complaint on all 3 loans :j
I returned the acceptance letters and even received a text saying your money will be with you within 28 days.
So I waited, waited and then received a text saying send us your acceptance letter??????
Phoned RBS to be told that it will be raised with their care team.
7 days later nothing has happened, phoned again to be told they lost my acceptance letter and new ones are on there way. So returned them 12 days ago.
Today phoned again to find out what is happening to be told that I am not getting the money as I am in an IVA. :mad:
I am not in an IVA , never have been in an IVA, got equity in my house and never missed paying a bill.
Told them that they already paid out on the credit card and that it is obviously a mistake their end but they are not interested
Lloyds have already paid out on 2 PPI claims and RBS have already paid me out on 1 of their own claims.
Is FOS my only option here or is there anybody I can speak to in RBS who can actually make some decisions?
0
Comments
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You may have to go to FOS, but complain (in writing) to the Bank first about the error and let them investigate.0
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