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DEFAULT NOTICES on Credit Report

Teal123
Posts: 1 Newbie
I hope someone can please help me.
I have 2 Default notices registered against my Noddle Credit Report, the same default notices are probably registered with Experian as well.
I am paying the defaults monthly, and have spoken to the Companies that registered the defaults which was Egg Card/Loan now passed onto debt collection agencies. I have asked the both Companies to register a Notice of Correction alongside the defaults - but they have refused, and this means that I wont be able to get credit anywhere until 2016! Please can somebody give me some advice I am out of my mind with worry.
This is causing me major problems, as I have always had a Company Car, and my new job only does Company Car Allowance, which means I need to get a good reliable nearly new car, on finance which I am unable to do because I cannot get the finance.
Please somebody help???:mad:
I have 2 Default notices registered against my Noddle Credit Report, the same default notices are probably registered with Experian as well.
I am paying the defaults monthly, and have spoken to the Companies that registered the defaults which was Egg Card/Loan now passed onto debt collection agencies. I have asked the both Companies to register a Notice of Correction alongside the defaults - but they have refused, and this means that I wont be able to get credit anywhere until 2016! Please can somebody give me some advice I am out of my mind with worry.
This is causing me major problems, as I have always had a Company Car, and my new job only does Company Car Allowance, which means I need to get a good reliable nearly new car, on finance which I am unable to do because I cannot get the finance.
Please somebody help???:mad:
0
Comments
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A notice of correction is something you add to your credit reports by contacting the credit reference agencies yourself. Not something a lender/debt collector would add. http://experian.metafaq.com/help/Statutory/Credit_report/whatisaNOC
What notice of correction do you want to add? that you are paying the outstanding debts off or something else?
If its that you are repaying the debts that should be clear by the fact that the outstanding balances on the accounts are less than the defaulted balances.
But even with a notice of correction the defaults will likely make it difficult for you to get accepted for mainstream credit.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
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