Which magnetically shielded wallet?

[Deleted User]

I've got my card in a sleeve, which is then inside my wallet.

reclusive46

Buzby wrote: »

Two RFID cards in close proximity interfere and cause a read fail - I've never been disappointed when trying it in McDonalds!

This. As long as you have more than one contactless card, its impossible for them to be read anyway + RFID skimming is pretty pointless/unlikely. Its much more useful and easier to skim a magnetic stripe.

pvt

Given that any fraud on your card is the issuer's problem, your only worry would be whether your bank considers you grossly negligent for not having one of these wallets that purport to attenuate radio frequencies sufficiently to render the card unreadable.

I personally would have thought the better strategy would be to always carry a number of these cards in your wallet, then any rogue reader would find it difficult to discriminate the responses it gets to a fishing ping.

planteria

yasmup wrote: »

No, I can't believe I ever will waste my money on one either.

would it be a waste if you were scammed? or do you just take the view that if it wasn't your purchase, you would claim it back?...cautiousjon is, of course, cautious;)

Anthorn

pvt wrote: »

I personally would have thought the better strategy would be to always carry a number of these cards in your wallet, then any rogue reader would find it difficult to discriminate the responses it gets to a fishing ping.

The exception is where the contactless card is not removed from the wallet when paying which is a major advantage of contactless cards possibly actually making it more secure. In such circumstances where more than one contactless card is in a wallet, the wrong card could be charged. That caused First Direct for example to change it's conditions for contactless cards:
http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/10398813/Bank-acknowledges-contactless-card-problems-by-changing-rules.html

londonTiger

contactless is a headache. I have a business card with contactless and I would not use contactless ever in case personal payments are made through business account and it's more admin for me to sort out at the end of the month.

I had a very early contactless more than 5 years ago with mastercard. It would always interfere with the oyster card (London public transport). It didn't block the oyster though it was make an error beep and then would let me through on retry.

People who want to manager their money better might want to have control over which card makes the payment and if you have two contactless in the wallet it will be difficult to manage,.

Horseunderwater

I have actually been a victim of contactless technology scamming in a car park in Sainsburys. 3 £10 O2 vouchers were bought with the card that they made in Reading ( not been there since 1992) & the best bit is the theif reported the card stolen to Barclaycard, who placed my card on hold. The first I knew about it was when I tried to check my account on line to see when payment was due & it would not let me sign in. The next day I got a letter asking me to confirm my new address as they had the new card ready to send out to the scammer. But since the scammer did not know any answers to security questions - I got the letter & when I rang BC - they allowed me access to account where I saw the 3 vouchers & all got dealt with in normal fraud way. Funny thing is I only ever took my CC with me when out at work, so I knew exactly when it happened. Otherwise it never left my home. I even got a crime number just in case, Police had never heard of it & were skeptical, but is much more common now than it was then.

londonTiger

Horseunderwater wrote: »

I have actually been a victim of contactless technology scamming in a car park in Sainsburys. 3 £10 O2 vouchers were bought with the card that they made in Reading ( not been there since 1992) & the best bit is the theif reported the card stolen to Barclaycard, who placed my card on hold. The first I knew about it was when I tried to check my account on line to see when payment was due & it would not let me sign in. The next day I got a letter asking me to confirm my new address as they had the new card ready to send out to the scammer. But since the scammer did not know any answers to security questions - I got the letter & when I rang BC - they allowed me access to account where I saw the 3 vouchers & all got dealt with in normal fraud way. Funny thing is I only ever took my CC with me when out at work, so I knew exactly when it happened. Otherwise it never left my home. I even got a crime number just in case, Police had never heard of it & were skeptical, but is much more common now than it was then.

I presume the banks returned the £30 to you?

I think the contactless scamming is a lot easier than what the proponents would have you beleive. It's just that it's not really viable for any "top rank" scammer [for lack of a better word] to bother with because a card is limited to £20 via contactless and it's going to take a lot of time to skim all these cards.

They have to get the card data, and then sell that to a scammer who can programme blank contactless. Then they have to go out and make purchases for £20. Then sell those purchased item for £10 or less to make a quick sale on ebay. Extremely high |CCTV trail will be left behind. So the scammer will need to pay an uneducated, illiterate scammer to do all of the donkey work.

The_Boss

Blimey, Jon really is cautious!

cautiousjon

The_Boss wrote: »

Blimey, Jon really is cautious!

Haha, sometimes.