Drunk driver writes off car but we are laible for third party damage!

londonTiger

atrixblue.-MFR-. wrote: »

NO ONE is a friend if they TAKE your car END OF!


To take it drunk as a skunk and plough into other peoples belongings DESERVES the book thrown at them.


Then protect them because of their future prospects whilst your immediate future and security is threatened with financial ruin, seems idiotic and reckless attitude to me.


Its either he was given the keys or he stole/took the keys and whilst you want to play hard done by have a thought to the poor people that this idiot affected, the person who's van was smashed the person who's car was smashed and those who have to foot the bill to have their cars repaired while you, your daughter and her "friend" pass the buck to eachother.


I reckon there was a behind the scenes deal here, they pay for her car in exchange for her not pressing charges for theft, say it was twoc, he takes the lesser charges and keeps shtum about being given the keys, she gets no charges for permitting and she gets her car repaired or replaced and everyone goes home happy, pay up to the victims is my suggestion and don't moan about the insurers clauses when your plans fall foul of what was expected.

Agree except if her insurer voids cover for TWOC but still has to pay to third parties by law. The insurance company can sue her daughter for the money they had to pay out.

It happened to a guy on the mk4 golf forum, he had an undeclared mod and had an accident in the snow. Assers looked at the car and saw that the tinted windows weren't disclosed and they voided the cover. The driver rear ended 4 people in the car in front, each one made a whiplash claim and the claim blew out of protortion. The insurance company then sued the driver for some of the money paid out. Had to go bankrupt.

This shouldn't happen to to OP as the drunk driver hit stationary vehicles and each car will cost a couple grand each (touch wood). So legal costs to take the case to court will exceed what they can gain from the daughter.