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New CSA System Advice

Evening hope someone can help.

I pay my csa payments to csa via direct debit always paid them without any issues. I have been in touch with the ex (pwc) who wants to keep things the way they are concerning payments despite the fees they seem to be introducing and more so for me the extra 20% hike on the amount I pay for maintenance.

Is there anything I can do? She is adamant she wants to keep it the way it is just to make her feel like she has got one over me but how can that be fair. I have never missed a payment and wouldn't but she just doesn't want to even think about it.

Surely if I am happy to pay her directly then I can? Especially to avoid the extra 20% on top of what I pay which will cripple me.

Also my case was in 2006 so would I get the letter soon do you think?

Hope someone can help....
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Comments

  • If your current case has been up and running longer than a year or so then it won't close for at least another year or two yet.

    The fees are being introduced on the new CMS 2012 system, not on CS2 or 'old rules' cases.

    When your case eventually does get selected for closure then you'll be free to either come to your own arrangement between the two of you, or open a case on CMS 2012. If a case is opened on the new system then you can choose to pay direct. As long as you've got a compliant payment history then there'd not really be anything she could argue against accepting these payments. One of the main steers behind this new system is that neither party can force the other to have to pay collection fees.
  • If your current case has been up and running longer than a year or so then it won't close for at least another year or two yet.

    The fees are being introduced on the new CMS 2012 system, not on CS2 or 'old rules' cases.

    When your case eventually does get selected for closure then you'll be free to either come to your own arrangement between the two of you, or open a case on CMS 2012. If a case is opened on the new system then you can choose to pay direct. As long as you've got a compliant payment history then there'd not really be anything she could argue against accepting these payments. One of the main steers behind this new system is that neither party can force the other to have to pay collection fees.


    Hi thanks for replying.

    That sounds great. I have never missed a payment and will be 8 years this year. So basically even if she says no to me paying via direct pay (which I take it will be a direct debit to her account) aslong as I can show that I have been reliable then they would not stop me paying that way?

    Can you confirm that should that be the case (fingers firmly crossed) then I also wouldn't have to pay the 20% fee on top of the payments?

    Its all very confusing.
  • That's correct, keep paying the required amount by the date the payments should be made and you'd be considered as able to choose direct pay, and therefore you'd avoid the collection fees.
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sophia1704 wrote: »
    Hi thanks for replying.

    That sounds great. I have never missed a payment and will be 8 years this year. So basically even if she says no to me paying via direct pay (which I take it will be a direct debit to her account) aslong as I can show that I have been reliable then they would not stop me paying that way?

    Can you confirm that should that be the case (fingers firmly crossed) then I also wouldn't have to pay the 20% fee on top of the payments?

    Its all very confusing.

    I trust you mean standing order?
    To answer your earlier question, have a look at your P60, divide the gross figure by 52 and this will return your weekly gross, then divide by 100 and multiply by 12 (for one child) and this will close to a £1 be the amount of assesment.
  • justontime
    justontime Posts: 507 Forumite
    What would happen if a complient paying parent wanted to pay direct to avoid the charges but the PWC refused to provide payment details to make that possible. I know that most parents on both sides are reasonable but this situation could happen in some cases.
  • The paying parent would be asked to keep that money to one side. The receiving parent wouldn't be able to force the other party to make the payments through the CMS, and they wouldn't change the case back to collection without there being missed payments. If the receiving parent said that she'd provided details but the paying parent said she hadn't, the CSA could ask if they could pass on the bank details.
    (I've presumed he & she due to these being the most common genders for each role).
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    justontime wrote: »
    What would happen if a complient paying parent wanted to pay direct to avoid the charges but the PWC refused to provide payment details to make that possible. I know that most parents on both sides are reasonable but this situation could happen in some cases.

    Also, what if the paying parent wanted to pay via the CMS even at the 20% levy even if the recieving parent was willing to accept direct pay?
  • Then the choice would be down to the receiving parent - she could either go through the CMS and get 96% of the assessment, or stick with a direct pay arrangement where the paying parent wouldn't pay at all and get nothing.
  • hmc
    hmc Posts: 2,483 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I wouldn't want a direct pay as I'm sure he would stop paying! He obviously will want direct pay to save himself money, the csa have collected for me for over 7 yrs
    Do I have to do anything yet? I read I could save the £20 if I register soon
  • jjj1980
    jjj1980 Posts: 581 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I called them today re my case and was told that despite what I have been told previously, the fact that my ex has never been compliant, the case was put via CSA due my ex being abusive and the fact that we are now waiting on a court date for a Liability Order, my case will eventually move to CMS and fees applied!!!

    I am absolutely furious!! Why should I lose out on the little they sporadically manage to collect from my ex and potentially be put back in the position of, if direct pay was started, having to face all his anger and abuse again when it inevitably ends up back with them for chasing missed payments???!!

    Can anyone advise what I can do about this?
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