Opening a new bank account for benefits only?

FBaby

BUT to Fbaby and wildwestfan....you're obviously both rather young and naive and think everything in life is covered by the law and you'll always have money.
Hmmmmm....I sincerely hope that if you get down on your luck and are in dire straits financially in future, you remember this thread....your naivety about life and your arrogance is repulsive..try and learn from this.

You are very very wrong. I have been there, struggled financially, having to live on the last few pounds i had left that month and it was hell. I know what it is like, but unlike you, I realised that it was my fault for getting myself in that predicament and learnt that things can go wrong very quickly.

Since then, I have done ok and I am indeed now in a much better situation financially, but still I am chosing to invest in the future rather than spend over my means because no-one is protected from suddenly losing your job and struggling to get a good income again.

It is up to you if you want to pass your anger on the banks, or posters who write things you don't want to hear. it won't change the matter that unless you accept some responsibility for your situation, you will leave yourself vulnerable to make similar mistakes in the future.

It's nothing to do with arrogance, and I am not critical of the fact you made a mistake, I am critical of your blaming attitude. In any case, I wish you good luck getting a job again and being back in a position to pay what you owe and then start afresh.

dippy3103

Actually FBaby is right... You made your mistake and none of us is perfect. You can't change the past but you can choose what you do about it.

Deal with it, draw a line under it and move on

BillJones

FBaby wrote: »

Absolutely, that's why once you realise you've made a wrong decision, instead of blaming everyone else for it, you accept that you should have done things differently, do everything to sort it out, and then don't make that same error again.

"Learning from my mistakes" on here now seems to mean "Making them, and demanding that I suffer no negative consequences as a result of them".

People also seem a bit confused about what "judgemental" means. Telling someone "you chose to run the risk of having an overdraft, I'm afraid that this means that you are left with the consequences" is not judgemental, its just a statement of facts, made plainly, to try to cut to the point of the OP's situation, leaving out the emotional detritus that does not alter the facts.

Anyway the OP's made their nature clear now with

I sincerely hope that if you get down on your luck and are in dire straits financially in future

So perhaps explaining why they are in such a mess. It's karma...