Sat 24 May/Sun 25 May - What small DFW things will you do this weekend?

ziggy2407

When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.:money:

chiefsfanuk

Happy long weekend everybody!

Today I am:

• Tranfer the last of the direct debits to my new bank account
• Post letter toHMRC for DH Uniform tax rebate
• Continue to fill in my new and improved budget spreadsheet (started yesterday)
• Get a better filing system in place for all my paperwork

I have now been on the DFW journey for 1 week, still feel like there is lots of things to do and get in place but taking it all one step a time.

Have a lovely weekend everyone

lorriedriver1988

Hello everyone.

Today's list-

Already done-

* bed changed, washed on airer
* all meals from store
* 4 items on bay of e
* swagbucking and some surveys done
* cleaned bathrooms using minimal
* moved money over to savings account, only 29p away from £6,500

still to do-

* work 1-7pm at job
* clothes washing when I get home from work
* print of cv and update cover for job opportunity
* more surveys probably

Have a good day all

Bagpuss741

Hope you don't mind me coming back after a long absence:o

Today I have/will:

1. Checked online banking
2. Changed bed linen and tidied bedroom
3. Disinfected cats bowls and mats.
4. NSD
5. All meals from stores
6. Update all programs on laptop and scan using free anti virus.
7. Check veggies in garden (Currently have carrots, potatoes, beetroot, tomatoes) It's my first year of trying and am pleased to see them actually growing:D
8. Add £3 to my juicer fund (really want a sage nutri juicer)
9. Made Welsh cakes
10. Watch tv recorded during week

Good to be back and to see some familiar faces and some newbies as well:A

ClootiesMum

Well - internet is now up and running again - all is well with the world but the quicker they bring the rural broadband upgrade up our way the better....

Anyway - I have major plans for this weekend and then as DH is off on Monday & it's meant to be a nice day we want to go & see the Kelpies....


So weekend list (have no intentions of going out today so need tasks to keep me busy)

• Stepford wife tasks
  • Tidy & clean house
  • All washing to be done & hung out - ironing planned in as well
  • Finish filing
  • Stack last of logs
  • Bring in logs & kindling for the week (it's not "really" warm up here yet & DH is in so much pain & I'm so stressed we're always cold)
  • Clean out the fridge:eek::eek:
  • Menu plan for week
  • Shop for week (tomorrow's challenge)
• MSE tasks
  • Check banks
  • Play with spreadsheets
  • Freepostcode lottery
  • Plant up chillies/basil etc bought at end of year from Ikea
  • Call milkman to reduce milk to 2 pints a week
  • Plant up "salad bar" in big fire pit DH got cheap at the end of last year - the height will keep the dogs from investigating
• Stuff for me (work/home stress is now telling on me and I don't want to join the others who are off sick/on blood pressure meds as a result)
  • Phone Employee Assistance Programme & start process of assessment(0800 number & keeps all the boxes ticked for work.)
  • Go to recycling to deposit glass stuff (only stuff the council doesn't lift)
  • Work out which of the 2 debit cards in my purse is valid & destroy the other one
  • Clean out handbag (yes - not being able to find stuff in it stresses me)
• Other stuff
  • Garage needs a [STRIKE]bit of a clean out[/STRIKE] massive clean out - need to spend an hour in it as a start
  • If weather is good tomorrow will hunt out a deckscrubber in the garage & clean the decking
  • Need to spend time in the garden

So - I'll be busy but should feel well satisfied by tomorrow night - the peace of mind will be worth it.

Have a good weekend folks & I'll catch up later

josiebabie

Good afternoon people

Today's to-do list is...
- [STRIKE]Checked banking[/STRIKE]
- Read [STRIKE]electricity meter[/STRIKE]/gas meter (once I've asked DH where this is...)
- [STRIKE]Do all HC and only use tumble minimally![/STRIKE]
- [STRIKE]Online Mr T's shop due to arrive 1-2.30pm [/STRIKE](Delivery saver is £6p/m and saving me a fortune!)
- [STRIKE]Dropped dry cleaning off[/STRIKE]
- Try to mend suit jacket that I machine washed as the skirt said "Machine washable - wash both parts together" - although the jacket said "Dry clean only" :mad:
- [STRIKE]Shower, exfoliate and test fake tan in prep for Italy trip in 3 weeks[/STRIKE]
- Get all family to check clothing situation for above holiday and write a list of any needs
- Sort through "the basket" and get rid of rubbish
- [STRIKE]Dinner from meal plan, Schnitzel tonight [/STRIKE]:D
- [STRIKE]Finalise budget for payday on Tuesday[/STRIKE]
- Friend has text advising she will return the £47 she owes me today

Search for new netball trainers online, can't buy any yet as I am waiting for shoe inserts to help straighten my legs, need to save up, they're about £90!!!

Jx

ziggy2407

Good Afternoon All


Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people. Anyone wanting to join the Facebook group please send me a PM with your email address - cant wait for you to join us.

Had a few "rough" days so apologies for being AWOL but I really need to concentrate a little more on the MSE (no work = no money, never had benefits), so my list:

Check Banks - Done
Check swapits - Done
Packed lunch for DH - Done
List more stuff for sale -
Meal from cupboards & freezer -
Nectar Adpoints -
Surveys -
Clear emails (& unsubscribe any no longer wanted) -
Craft -
Read library book - In progress
Check www.freepostcodelottery.com -

Have a great weekend, love you all xx

C xx

ziggy2407

chiefsfanuk wrote: »

I have now been on the DFW journey for 1 week, still feel like there is lots of things to do and get in place but taking it all one step a time.

That really is the best way and the most sutainable - before long the small steps will become habits and you'll not think twice about them.

Welcome to the gang :A

Jazee

Bagpuss, is it possible for you to pm me your Welsh cake recipe please?

Today I have been spending, but did get 500g minced beef for £1.95 which I've now portioned and put in the freezer.

foxgloves

Small positive money saving things today:
*Successful city centre visit (we are reformed 'spenders') which included the following: Free cappucino & cakeypoo ('My John Lewis' card), Made pledge to get everything done within 4 hours before car park charges shot up to next level, Got all accessories for new bathroom using Debenhams vouchers earned from Toluna surveys, All home stuff at Debenham's was 20% off, so ended up with a spare £10 of vouchers which I'll save to buy a present, picked up 2 free catalogues which saved me being tempted by a magazine, bought a present to put away for Christmas because it was £3 & the recipient will love it. Did not get tempted by ANY unplanned spending even when a woman thrust a Lancome offer leaflet into my hand! I am NAILS these days with keeping the old cashola in my purse.
*Mr f refurbished the bathroom light instead of buying a new one. Looks good & doesn't let the new bathroom down. Result!
*Bought bubble bath from 99p Shop & decanted it into charity shop vintage glass decanter. Looks very classy. It struck me that this would also make a nice cheap but thoughtful gift for friends who like vintage stuff.
*Mr f decided the weather is too unpredictable to go ahead with his planned Bank Holiday BBQ......which meant we didn't need to go to the butcher's....where he always gets the 'red mist'......so money saved.
*Continue with current knitting project which is making tiny socks to sell. Am on 5th pair. Aiming to use all my odds & ends of sock wool up by making a whole basket of these. Very relaxing as know the pattern by heart & can still feel productive while I'm watching TV.
Potentially NOT money saving: (BOOOO!)
Engine warning light came on today. Huge rain meant we'd driven home through some mega pools of standing water, so I'm wondering if that's got into the engine upsetting something or other. Leaving it overnight to see if it sorts itself out, but also trying to mentally prepare ourself that our hard fought-for WTSHTF fund may have to be pressed into service if there's a big car problem.
OK, off to pick a bunch of rocket now.....stir-fry piri piri pork tonight & it needs a big handful of rocket stirred in before serving.
f x

ClootiesMum

Just lost massive post :mad: so summary is:-

Foxgloves - would this type of thing be worth considering? Most cars have a connection point & it might give a clue to any problems.

But today's list...




Stepford wife tasks

• Tidy & clean house - Half done
• All washing to be done & hung out - ironing planned in as well - washing brought back in & is on horse as air too damp
• Finish filing - Done
• Stack last of logs - Done
• Bring in logs & kindling for the week (it's not "really" warm up here yet & DH is in so much pain & I'm so stressed we're always cold) - Done
• Clean out the fridge:eek::eek:
• Menu plan for week
• Shop for week (tomorrow's challenge)

MSE tasks

• Check banks
• Play with spreadsheets
• Freepostcode lottery - Done
• Plant up chillies/basil etc bought at end of year from Ikea - Done
• Call milkman to reduce milk to 2 pints a week
• Plant up "salad bar" in big fire pit DH got cheap at the end of last year - the height will keep the dogs from investigating

Stuff for me (work/home stress is now telling on me and I don't want to join the others who are off sick/on blood pressure meds as a result)

• Phone Employee Assistance Programme & start process of assessment(0800 number & keeps all the boxes ticked for work.)
• Go to recycling to deposit glass stuff (only stuff the council doesn't lift)
• Work out which of the 2 debit cards in my purse is valid & destroy the other one - Done
• Clean out handbag (yes - not being able to find stuff in it stresses me)

Other stuff

• Garage needs a bit of a clean out massive clean out - need to spend an hour in it as a start
• If weather is good tomorrow will hunt out a deckscrubber in the garage & clean the decking
• Need to spend time in the garden

Doesn't seem much but I don't sem to have stopped - but have stopped now ....almost.

Will catch up again tomorrow

Have a good one folks