Going to be bankrupt tommorro

relaxsoon

Hi all ,

going to court tomorrow rung up don't have to book appointment .
so just need a list of what i need to bring people wish me luck !!!!!

wherediditallgo

Two copies of your petition & SOA, money for your fees (or proof that you're entitled to a cost reduction because you're on benefits) & money for a drink afterwards. Those are the essentials - you can bring things like bank statements with you if you wish, but they're not necessary as the OR will request anything they need, either from you or from the bank involved. Good luck.

rog2

Nothing to add, other than 'Good Luck'. I hope it all goes well for you.

relaxsoon

i hope so . just dreading it really

standingupformyself

Good Luck...... You don't really need too much tomorrow for your court appointment.... Just the bankruptcy paperwork. After the judge has gone through your petition, he/she will sign it, then you are left with a very strange feeling of what is next! Its quite a surreal day really.

If your affairs are straightforward, ie you are employed/unemployed with regular proof of income then you will probably have your appointment with the official reciever over the phone, within the next week or so. You will either speak to the reciever at the court over the phone to arrange this, or be asked to contact him/her within 24 hours.
If you are self-employed, or things are not quite so simple then when you first speak to the reciever they will arrange the interview at their offices, again in a week or so.

Either way, it is when you have your receiver appointment you will need all the information to hand, bank statements, pay slips, credit card statements, everything financial from the past few years that you can lay your hands on. Also, do not panic too much if there is some stuff missing, as long as you are honest and clear with the receiver about who you owe, and how much then you will be ok... It makes sense when you think that they can find out what they want about you from the companies that you owe money to quite easily. Its better to take too much with you than too little, but remember that the receiver is human, and just doing their job.

It is honestly not as daunting as you would imagine, as long as you don't try to hide anything and give as much information as you possibly can.

Good luck, and stay calm xx

JulesJay

The only thing you might want to check is how many copies of the forms you need to take, some want two others want three.

Good luck for tomorrow, you will be fine.

Let us know how you get on.

Take care

Jules x

relaxsoon

ok in my situation im not working at the moment and looking ,
how would that go i have to drive quite away back as i haven't been in new area for that long. does that mean i would have to drive back again ? im just worried whats going to happen ????!!!!!!

standingupformyself wrote: »

Good Luck...... You don't really need too much tomorrow for your court appointment.... Just the bankruptcy paperwork. After the judge has gone through your petition, he/she will sign it, then you are left with a very strange feeling of what is next! Its quite a surreal day really.

If your affairs are straightforward, ie you are employed/unemployed with regular proof of income then you will probably have your appointment with the official reciever over the phone, within the next week or so. You will either speak to the reciever at the court over the phone to arrange this, or be asked to contact him/her within 24 hours.
If you are self-employed, or things are not quite so simple then when you first speak to the reciever they will arrange the interview at their offices, again in a week or so.

Either way, it is when you have your receiver appointment you will need all the information to hand, bank statements, pay slips, credit card statements, everything financial from the past few years that you can lay your hands on. Also, do not panic too much if there is some stuff missing, as long as you are honest and clear with the receiver about who you owe, and how much then you will be ok... It makes sense when you think that they can find out what they want about you from the companies that you owe money to quite easily. Its better to take too much with you than too little, but remember that the receiver is human, and just doing their job.

It is honestly not as daunting as you would imagine, as long as you don't try to hide anything and give as much information as you possibly can.

Good luck, and stay calm xx

NekoZombie

Not sure which court you're going to, but some need THREE copies of the paperwork.

Good luck

relaxsoon

is my situation ok ???

fermi

relaxsoon wrote: »

is my situation ok ???

Being unemployed and looking for work is definitely not a problem.

What other part of your situation are you worried about?

relaxsoon

well going to court and they guy said i just turn up .
i have to put papers in a 9am ??
i hope i get it all right i have to drive 2hours to get to the court would i need to go back there after i have been seen ??