Keep Calm & Focus on Being Frugal

Being_Frugal

Good morning all,

Why is it that when I have not got to go to work I am awake at 6.30am? On the positive side I have already put the washing out to dry,watered my green house,put another load of washing on and popped a chicken in the oven to cook.

Lav1979 if I can get away with paying any extra funds of the debt I will,if Mr Being Frugal asks where an amount of money is going it will be the emergency fund.I am planning to do a car boot sale next Sunday,any money there will be going into the emergency fund.

Thank you for stopping by seasidegal58, please visit anytime.:) Time has come for the debt to go now, in the not to distant future I will have to spill the beans and admit to how much debt I have,not looking forward to that particular conversation.

So on the subject of my debt this is how it stands today :

Loan - £8529.29
C/C1 - £6549
C/C2 - £4936.77
C/C3 - £3507.22

Total - £2307.22

Off to put all that in a signature so when payday roll round I can see the totals coming down.:D

maman

Being_Frugal wrote: »

Good morning all,

Why is it that when I have not got to go to work I am awake at 6.30am? On the positive side I have already put the washing out to dry,watered my green house,put another load of washing on and popped a chicken in the oven to cook.

Lav1979 if I can get away with paying any extra funds of the debt I will,if Mr Being Frugal asks where an amount of money is going it will be the emergency fund.I am planning to do a car boot sale next Sunday,any money there will be going into the emergency fund.

Thank you for stopping by seasidegal58, please visit anytime.:) Time has come for the debt to go now, in the not to distant future I will have to spill the beans and admit to how much debt I have,not looking forward to that particular conversation.

So on the subject of my debt this is how it stands today :

Loan - £8529.29
C/C1 - £6549
C/C2 - £4936.77
C/C3 - £3507.22

Total - £2307.22

Off to put all that in a signature so when payday roll round I can see the totals coming down.:D

Just happened on your thread and wondered why you don't tell MrFrugal the extent of your debts and about your plan to pay them off. I understand you want to pay them off yourself but isn't he going to get suspicious. Is this emergency fund just for you? If not, won't MrF wonder why the fund doesn't grow?


You seem really focused. I'd have thought he'd be proud of you.:)


There's a really good thread about SW on the Health&Beauty part of the forum. Do come on over if you want support with the weightloss. I think it's all part of getting control of your life.

Being_Frugal

Hello Maman,thanks fir posting. Don't want to tell Mr Frugal yet,embarrassment I suppose There will be a time shortly when I have to tell him,not looking forward to that.

I have stopped by the SW thread,will stop by more often.I lost 3lb last week,very pleased.

My Plan for listing on EBay over the weekend did not happen,we spent all weekend and yesterday helping step daughter to move the remainder of his stuff into her new house and settle in.No chance of doing anything tonight as I am working an extra shift so won't be home until tomorrow evening.

Being_Frugal

Today has been a nsd.
Currently doing an extra shift. (spare money next month to pay towards debt).
Taken meals and snacks to work.
Paid £7.34 off C/C3.

Skint_but_Optimistic

Hi being frugal. X money dashboard sounds interesting. Will need to check it out X subscribed xx

Being_Frugal

Hello skint but optimistic,I an liking money dash board,I can see my credit cards,bank as account all in one place.Mine is showing a negative balance as expected.it will be so good to see that coming down.x

Skint_but_Optimistic

I need that!!! Investigation time!!

Being_Frugal

It gives you graphs and breakdowns of spending too.

Being_Frugal

Good morning,

Beautiful morning here, washing is on the line. Going to walk to work today,saving on petrol and good for my weight lose. Lunch has been made and our evening meal will be from the freezer. No plan to spend any money today so a nsd as well.:j

I have listed three items so far on Amazon,fingers crossed they sell,will list some more books this evening.

Have a great day all.

Being_Frugal

Just received my pay slip via email,I have been waiting all morning for it.Time to work out numbers ready to make payments in the morning.