Drivers without insurance 'black box' could be forced off the road within 10 years

StrongWork

Telegraph Link

Drivers will within 10 years face inflated insurance premiums – or even be forced off the road – unless they allow their driving to be monitored at all times by tracking technology.
A number of major insurers are launching hi-tech products this year that will monitor driving data such as the number of journeys, time of day the car is used and behaviour such as speed and braking.
Despite concerns about privacy and data protection, speakers at an insurance industry conference last week said such technology, known as "telematics", would become "opt-out, rather than opt-in" for motorists.

Tom Ellis of Gocompare, the insurance comparison website, who spoke at the British Insurance Brokers' Association (Biba) seminar, told The Telegraph: "In 10 years' time there will still be customers who prefer not to have a telematics device installed, [but] it will be an opt-out situation, rather than an opt-in.

"There will be reasons for people opting out – perhaps because they are bad drivers, or unhappy with the privacy element, or have an old car. But they will have to accept a higher premium to insure their car."

Not keen on this at all

londonTiger

i think driverless cars will be common then. if that becomes mainstream the required standard of driving by "humans" will only go up and tracking will probably be essential for human vs computer collisions too.

Strider590

Well, this is just another twist on the idea of GPS boxes fitted to cars, to have contents read at MOT time and to have all speeding fines issued at that time.

tberry6686

I don't, for one minute, think that this will come to pass. Think of the data protection issues, human right's etc. Any insurance company that tries to inflate the premiums because you will not let them monitor your driving would rapidly be challenged in the courts and would almost certainly lose.

Generali

tberry6686 wrote: »

I don't, for one minute, think that this will come to pass. Think of the data protection issues, human right's etc. Any insurance company that tries to inflate the premiums because you will not let them monitor your driving would rapidly be challenged in the courts and would almost certainly lose.

Insurance companies can already charge on the basis of age or mileage.

I honestly can't see where your rights are infringed. They're offering you a discount for proving you don't drive like a hoon.

custardy

londonTiger wrote: »

i think driverless cars will be common then. if that becomes mainstream the required standard of driving by "humans" will only go up and tracking will probably be essential for human vs computer collisions too.

No chance. We are a long way off that.
Even if it existed. people have to buy them

ariba10

There is the technology available now for Pilotless aeroplanes but no one would be happy to fly in them.

Generali

ariba10 wrote: »

There is the technology available now for Pilotless aeroplanes but no one would be happy to fly in them.

Londoners happily get on driverless DLR trains every day.

photome

StrongWork wrote: »

Telegraph Link



Not keen on this at all

Why are you not keen.

photome

londonTiger wrote: »

i think driverless cars will be common then. if that becomes mainstream the required standard of driving by "humans" will only go up and tracking will probably be essential for human vs computer collisions too.

Would be good to revisit this post in 10 years time to see if driverless cars are common, my money says they wont be

System

Generali wrote: »

Londoners happily get on driverless DLR trains every day.

But trains can only go where the rails take them. If they develop a fault they don't crash into buildings or mow people down on pavements