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Bank is threatening court action!
Hotdog_2
Posts: 25 Forumite
My stepson has an account which is over its limit admittedly but only because of all the bank charges constantly being added to it. He has been out of work so although the bank has asked for the account to be sorted he has been unable to do so. He is currently in the process of reclaiming his bank charges and has filed his case in the court already but now his bank has written to him threatening to take HIM to court if he doesn't settle the outstanding balance, which wouldn't have been outstanding if they didn't keep on charging him! I would say not to respond because the bank would be foolish to take hime to court over this as it could back fire on them and as he has already threatened court action with them. What would anyone else suggest?
The early bird gets the worm, the second mouse gets the cheese! :dance:
Natwest: Claiming £1110
Including Interest £1282.42
Reply expected by 3rd May 2007 - Ignored!
Threatened court action - ignored! Charged again!(even though overdraft is paid off!)
Filed MCOL claim 03/06/2007 - Acknowledged
WON!!!!! £1,110.000 out of court settlement!
Natwest: Claiming £1110
Including Interest £1282.42
Reply expected by 3rd May 2007 - Ignored!
Threatened court action - ignored! Charged again!(even though overdraft is paid off!)
Filed MCOL claim 03/06/2007 - Acknowledged
WON!!!!! £1,110.000 out of court settlement!
0
Comments
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He is currently in the process of reclaiming his bank charges and has filed his case in the court already but now his bank has written to him threatening to take HIM to court if he doesn't settle the outstanding balance, which wouldn't have been outstanding if they didn't keep on charging him!
He needs to ring the department that sent the letter, inform them that he has already started proceeding regarding claiming back the bank charges.
The Banks are very big organizations and often one department does not have access to details that another department has.
The same thing happened to me with Alliance & Leicester, they stopped pestering me about the balance and even credited £200.30 back to my account, being the last 3 sets of charges and interest.Got It & Spent It :dance:IKEA CARD = £120 charges = £175 received (146%)MARBLES = £450 charges = £370 received (82%)I.F. = £494 charges = £494 received (100%)CAPITAL ONE = £981 charges = £1,489.03 (152%)BARCLAYCARD = £580 charges = £786.12 (136%)On Hold :mad:A+L = £722 charges (target = 147%)BARCLAYS = £1,405 charges (target = 128%)BARCLAYS = £175 charges (target = 140%)ABBEY = £3,220 charges (target = 148%)0 -
LozBingley wrote: »He needs to ring the department that sent the letter, inform them that he has already started proceeding regarding claiming back the bank charges.
Thanks, I'll tell him to get onto it!The early bird gets the worm, the second mouse gets the cheese! :dance:
Natwest: Claiming £1110
Including Interest £1282.42
Reply expected by 3rd May 2007 - Ignored!
Threatened court action - ignored! Charged again!(even though overdraft is paid off!)
Filed MCOL claim 03/06/2007 - Acknowledged
WON!!!!! £1,110.000 out of court settlement!0
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