Query re making a credit card payment

whitesatin

I always pay my Mastercard off in full each month.

I received this month's bill and the next day my card was credited with a holiday deposit refund of £150.

My question is, do I have to pay the balance as per the bill or can I deduct the £150 without having to pay interest?

Otherwise, without making a cash withdrawal, I can't see a way to pay the £150 into my current account.

Any advice welcome, thanks.

scottishblondie

It depends on the CC company - some will treat this as a payment, others will not. I would recommend calling and asking. If you still have to make the full payment to avoid interest, you can ask that the refund money be paid into your bank account.