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Paying off my CC

Moomin2014
Moomin2014 Posts: 4 Newbie
Sixth Anniversary First Post Combo Breaker
in Credit cards
Hi all
I was just wondering if Vanquis take a DD from me today for the full amount to clear my card, when will that credit my card?
I know if I pay by debit card it clears and is "available" on my card 2-3 days later, is this the same with directndebit or does it credit same day?
Thanks in advance

Comments

  • redpete
    redpete Posts: 4,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Doesn't quite answer the question but if you have a DD to pay the minimum (or full) payment then the CC company will have set it up to credit the account on the required date.
    loose does not rhyme with choose but lose does and is the word you meant to write.
  • Moomin2014
    Moomin2014 Posts: 4 Newbie
    Sixth Anniversary First Post Combo Breaker
    redpete wrote: »
    Doesn't quite answer the question but if you have a DD to pay the minimum (or full) payment then the CC company will have set it up to credit the account on the required date.

    That's what's worrying me, payment needs to reach my account by 19th (today) however they've only taken the DD (full amount) today.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Moomin2014 wrote: »
    That's what's worrying me, payment needs to reach my account by 19th (today) however they've only taken the DD (full amount) today.
    DD is simultaneous debit/credit, so your payment will credit today.
  • bengal-stripe
    bengal-stripe Posts: 3,358 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 19 May 2014 at 11:47AM
    Nothing to worry about.

    The DD will be credited to your account with today's date (it probably will show after tomorrow morning's update).

    Even if the bank takes the DD a day or two late (can happen if the 'due date' falls on a weekend/bank holiday) it still will count as paid on time.
This discussion has been closed.
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