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cant afford to leave my husband
bigblufin
Posts: 3 Newbie
I am greatly in need of advice. Me and my husband need to separate. It's not working out and hasn't been for a long time. The trouble is we have 4 young children and a joint mortgage. I can't afford to pay this on my own..
My worry is would I get any help regarding housing if my name is on a mortgage. My husband won't leave the house, so it's down to me and. The kids to go.
My worry is would I get any help regarding housing if my name is on a mortgage. My husband won't leave the house, so it's down to me and. The kids to go.
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Comments
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That would depend on what you mean by housing. Do you mean social housing? Or help with paying for housing. Do you mean rent?
It will also depend on the reasons why you are leaving.Blackpool_Saver is female, and does not live in Blackpool0 -
Go see a solicitor and get advice about the finances of divorce.Don't listen to me, I'm no expert!0
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My husband won't leave the house, so it's down to me and. The kids to go.
Some more detail here would be useful. Why do you need to take the kids? Is there some problem with him keeping them? Does he not want them?Q: What kind of discussions aren't allowed?
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A: We very much hope this isn't the case. But if it is, please make sure you report this, as you would any other forum user's posts, to forumteam@moneysavingexpert.com.0 -
Its unlikely you will get HB as you are named on a mortgage - they won't grant it as they see it as you have a choice to live there or not. Don't try and argue with them about it, those are the rules.
I also second why you need to take the kids - you are both parents, you are both responsible for your kids.
Do you work? Have any savings? How are you going to support yourself and 4 kids if the kids father won't pay maintenance, or whilst it goes through the courts?
Remove the emotion from the situation (harder said than done I know) and stay where you are until you have finances sorted.0 -
If you are keeping the 4 kids with you then you need to remain in the house.
If he "won't go" then maybe he doesn't feel the relationship is over? Some serious discussion needed.
People do live apart together sometimes, if that is what they can afford.
If you did leave then you would be entitled to maintenance from your husband and this can be used to pay the rent.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
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