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Accident in company vehicle - excess cover

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Comments

  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    maybe but it is open to employers to shift any excess payment (or other costs) arising from use of company vehicles on to employees as long as they do it in writing and before the incident giving rise to the loss happens.
  • ceejayblue
    ceejayblue Posts: 310 Forumite
    Part of the Furniture Combo Breaker
    Thanks for the replies. He was told that he couldn't leave the van in the depot over night, he has to take it home, even though he knows there's someone there who has done it. Not sure he'd want to use the van for private use, its a transit size so not something you'd want to take the girlfriend out in LOL!

    His sister used to do deliveries for Domino pizza in her own car and they said they would cover her for third party whilst she was working but as that would mean informing her insurers that she was using the car for business use to cover the rest of any damage and that as a driver aged 19/2- would cost her a fortune to insure her, so she stopped working with them.

    I'll speak to him at the weekend and find out exactly what the £1000 would be for, they are already saying if he leaves within a year of doing their training programme that he will have to pay all his training costs back! Firms are being very cautious about everything these days.
  • AbbieCadabra
    AbbieCadabra Posts: 1,712 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    not too sure if this applies if he's only taking the van home & not actually using for any private use, but won't that make it 'benefit in kind' & need to be declared?
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    ceejayblue wrote: »
    Thanks for the replies. He was told that he couldn't leave the van in the depot over night, he has to take it home, even though he knows there's someone there who has done it. Not sure he'd want to use the van for private use, its a transit size so not something you'd want to take the girlfriend out in LOL!

    His sister used to do deliveries for Domino pizza in her own car and they said they would cover her for third party whilst she was working but as that would mean informing her insurers that she was using the car for business use to cover the rest of any damage and that as a driver aged 19/2- would cost her a fortune to insure her, so she stopped working with them.

    I'll speak to him at the weekend and find out exactly what the £1000 would be for, they are already saying if he leaves within a year of doing their training programme that he will have to pay all his training costs back! Firms are being very cautious about everything these days.
    It's sounding worse with every message you post. I know jobs are thin on the ground but that does not mean he has to accept the terms and conditions imposed on him. He has to negotiate and reduce the excess to zero maybe in return for a slightly lower salary. This is something the employer should be covering anyway.

    As for training costs. What training costs are there? Is an external company being brought in to train the employees? Are the training skills obtained transferable? Personally, depending on what the employer requires and of I could use the certification elsewhere I'd pay for the training upfront in return for a higher salary which over a period of one year should cover the initial training costs and every year after that he'll be in profit. If he then leaves early he can use the certificates he's obtained in any job. Does he have to repay the full amount of the training if leaves at any point or a percentage of the costs depending on the length of time he's worked for the employer. If he's terminated does he have to pay? If he fails to pass the training does he have to pay to retake any certifications/exams?
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • ceejayblue
    ceejayblue Posts: 310 Forumite
    Part of the Furniture Combo Breaker
    Not sure about the conditions attached to the training, but a lot of companies now do expect people to stick with them for at least a year before moving on, otherwise they won't take on any trainees at all.

    Thanks for the advice everyone, will pass it all on to him at the weekend when I see him next.
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