Euro account

Hazzanet

Heng_Leng wrote: »

Their customer service has improved.

Their website has recently been upgraded and their call centre appears to be based somewhere in England.

I must admit that I'm talking a couple of years ago so I stand corrected

msallen

Its not actually a Euro account, but the N&P Building Society offers an account which doesn't charge fees for ATM or debit card use abroad.

Slaphead

Thank you Hazzanet, Heng leng

Dont know what has happened to the OP.

Hazzanet, not sure what you mean by Sepa charges? Surely there is not charge to deposit euros to a euro account bank to bank? Certainly dont seem to be fees with citibank for atm withdrawals in their own group whatever they may be.

I want to make one largish deposit in Euros and have easy to access money when I am in the EU. I do not have an EU address.

There are other threads suggesting DKB (http://www.dkb.de/int/privatkunden/cash/ww/) which looks ideal because of the interest they pay as otherwise my loss of interest with other banks over the envisaged 5-10 years, might be greater than the fees to convert to sterling, then back to euros.

However one poster seems to have invested a lot of time applying, only to be phoned by the bank and unable to communicate was turned down. I have trouble understanding whats going down here sometimes, so wouldnt like to google translate even the web pages and pretend to understand what is going on.

At the moment I have an enquiry (I think...dont ask the system seemed to drop me, so not sure if the email went or not) with Allied Irish bank who actually have a few branches in the UK so might be easier to deal with.

So same question for AIB
Anybody using this? Know of similar?

lazer

OP - whereabouts in europe would you be making these transactions?

I have a first trust account (In Northern Ireland) and withdrawals from AIB machines in the Republic of Ireland are free.

So if it's mainly Ireland, could an alternative like this work for you?

Lampylamp

Thanks for all your comments. All my cash is in GBP in UK bankaccounts but I’ll be travelling all around Europe for months at a time, drawingcash from ATMs. Therefore I’ll probably give the Citi Bank euro account a go.

grumbler

You'd better give a go Metrobank current account and/or Halifax Clarity CC - as advised in the posts #2 and #3.

scragend

msallen wrote: »

Its not actually a Euro account, but the N&P Building Society offers an account which doesn't charge fees for ATM or debit card use abroad.

Indeed they do, but only on the Gold Classic these days, for which you need to either pay in £500 per month, have a balance of over £5,000 or pay a £5 monthly fee.

They used to do a Gold Light account which also had the free overseas debit card (I have one) but it is no longer available to new customers. Its replacement, Gold Start, doesn't have that feature.

Toe-Jam

lazer wrote: »

OP - whereabouts in europe would you be making these transactions?

I have a first trust account (In Northern Ireland) and withdrawals from AIB machines in the Republic of Ireland are free.

So if it's mainly Ireland, could an alternative like this work for you?

Not they aren't, and havn't been for some time now.