0% balance transfer advice needed!

Jools222

Hello. I have been looking for a good 0% balance transfer deal but to be honest, I really don't understand all the terms etc.

I have a Barclaycard with a balance of around £3000 and I have been paying around the minimum for the past few years. This is because the interest is so high (in the 20's) I will be paying more than the minimum in future but want a balance transfer to as I know it will help reduce the monthly payments.

Can you please advise on what my best options are as I have a credit rating of 999 (to my surprise) and I really want to pay the debt off without the extortionate interest I am currently paying.

Thank you all so much. Jools

bigadaj

The credit score doesn't mean anything, it's a revenue generator for experian et al

There is a tool on the main site which suggests hat you kitty be accepted for but it's not guaranteed.

If you post your approximate income, other debts and whether you have missed payments or defaults then you'll get an idea of what sort of chance you'll have in getting a good balance transfer card.

grumbler

bigadaj wrote: »

There is a tool on the main site which suggests hat you kitty be accepted for but it's not guaranteed.

Balance Transfer Credit Cards
>> Tool: Check your eligibility for best buys