We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Halifax PPI letter Need advice.

I have received a letter from Halifax saying that I am possibly owed a ppi refund on a loan. Couple of things raised my suspicion.
1. The letter seems to be copied as it doesn't have their blue logo just in black.

2. It is addressed to mr & mrs. My name is correct but the man's name is not my ex-husbands or even anyone I have ever had an association with.

3. As far as I can remember and according to my experian report I have never had a Halifax loan.

I rang up to query but they couldnt confirm anything about the man's name on there but did confirm a loan of £10 000 that was taken out in 2006 and repaid by 2010. Due to personal circumstances after a divorce I really don't think I would have been given a loan at the time.

Really don't know what I should do now. Any advice welcome please.

Comments

  • -taff
    -taff Posts: 15,585 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    either fill it in and send it back, or don't.
    Let them sort it out.
    Non me fac calcitrare tuum culi
  • welshgasman
    welshgasman Posts: 314 Forumite
    There was a period a while back where Lloyds TSB (as they were then) were sending out letters like that. Black and White and looked like inferior copies of the real thing. That generated a load of queries on here. They were in fact real letters from LTSB.

    It could well me they are mixing your name up with another couple, whose partner has the same name.? It happens. :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.