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Quick Question
xerofalls
Posts: 3 Newbie
in Credit cards
i have just got a pin through the door for a card i applied for from capital one my question is will i be charged anything if i never use the card ?
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Comments
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Not unless it has an annual fee or a dormancy fee.0
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it depends on the T&C for the card. If you signed up for one with an annual fee it will charge you whether you use it on not. A standard one with no fee will costs nothing to leave dormant but you could use it and pay it off in full each month to improve your credit historyI’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
Ultimately depends on the terms of the individual card. Currently none of the Cap1 cards have any fees (standing or for non-use) that I am aware of0
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thank you all for the help
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