Help haggling on a new car.

Inch_High_2

And how much more was the next model up?

SG27

Inch_High wrote: »

And how much more was the next model up?

Not sure I'll find out. Drive the deal has it a £400 extra.

Inch_High_2

SG27 wrote: »

Not sure I'll find out. Drive the deal has it a £400 extra.

You need to look at the true figures are you spending more with the dealer?

getmore4less

You need to check but from what I recall from another finance deal we did for something,

you can get a penalty for paying it off of early BUT if you pay most of it off and let the normal payment(1 or maybe 2) finish it off there is no penalty,

something to do with changes in the legislation for loans.

SG27

Inch_High wrote: »

You need to look at the true figures are you spending more with the dealer?

Less than I thought I would be for the lesser model.


I can't work out how they can reduce the price by £1400 just because you take out the finance that will earn them around £300 in interest even if we let it run?

SG27

getmore4less wrote: »

You need to check but from what I recall from another finance deal we did for something,

you can get a penalty for paying it off of early BUT if you pay most of it off and let the normal payment(1 or maybe 2) finish it off there is no penalty,

something to do with changes in the legislation for loans.

Yes there is a penalty it's about £80 he said. But as the total interest over the term is actually only £221 (not £300ish I said before!) I might let it run a leave the money in TSB at 5%.

SG27

Inch_High wrote: »

And how much more was the next model up?

£750 going by their list prices.