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Van insurance - business use/social and domestic

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  • forgotmyname
    forgotmyname Posts: 32,929 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Unless you bought the clients like a slave then they are not your own goods.

    But the other point is your private use and commuting. Taking clients out or dropping them off is not commuting.

    If you had an accident with a client and they decide to sue you. Your insurance wont be happy if you fail to make your situation clear to them.
    And you wont be happy when they refuse your claim and sue you for any loss they have to pay the client.
    Censorship Reigns Supreme in Troll City...

  • AbbieCadabra
    AbbieCadabra Posts: 1,710 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    +1 for Adrian Flux, they seem to have people that actually know what they're talking about.
  • CKhalvashi
    CKhalvashi Posts: 12,134 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    nappy501 wrote: »
    Public liability? Is that what they add on if it was for a car? Thanks.

    It's an estate car (used often as a van) with business use.
    💙💛 💔
  • nappy501
    nappy501 Posts: 108 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    Hi Everyone,

    I contacted an insurance broker who found insurance for £834, I was weak at the knees. I then contacted Adrian Flux and filled in an online quote £334. I then telephoned them and they said they thought it was a motor caravan. They came back to me with van insurance for £360, which I purchased.

    A big thank you to everyone for taking the time to respond, it has really helped me.

    Regards

    Nappy
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