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Free at last IVA finished

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To_be_Free
To_be_Free Posts: 125 Forumite
Part of the Furniture 100 Posts Combo Breaker
Well its been a long hard 5 year road but have finally paid my last IVA payment! I am sure it will take a while to sink in, but one thing it has made me do is to live life on a budget and find ways to make savings and not waste money on stuff I do not need or really want, and I will be keeping to these ways now I am finally debt free.
:laugh:
Free at last
«1

Comments

  • Congratulations and well done. Posts like yours inspire me. I still have 10 months to go, can't wait...:j


    Debt free 4/7/14........:beer:
  • lucieloo
    lucieloo Posts: 215 Forumite
    well done!! i have 7 months to go and when the day comes im going to buy the biggest bottle of wine and celebrate :) well done xx
  • althas
    althas Posts: 410 Forumite
    3 more for me. Awesome news, congratulations and here is to a happy debt free future for us all
    There are 10 kinds of people that understand binary
    Those that do
    Those that dont
    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
  • debtfree2016
    debtfree2016 Posts: 325 Forumite
    Well done To be free, I'm 3 years in and 2 to go x
    Never make assumptions always ask questions>>>>>;)
  • sourcrates
    sourcrates Posts: 31,510 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Congrats !! im in the same boat, just awaiting certificate of completion, been a long haul !!:beer:
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • To_be_Free
    To_be_Free Posts: 125 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thank you all for your kind comments I must admit without this site I would have had a harder time of it, so much good info on here.
    Hang in there and it will be worth it in the end.
    :laugh:
    Free at last
  • amyjaj
    amyjaj Posts: 106 Forumite
    Congratulations. Mine hasn't started yet, IP said it'll be upto 3 weeks to set up!
  • MrsB2100
    MrsB2100 Posts: 793 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Congratulations! We're also 3 years in, with probably 3 to go (homeowner) ... cant wait for the finish line, although I am soooo glad that I've learned so much!
    I wish I was a glow worm, a glow worm's never glum
    Cos how can you be gloomy, when the sun shines out your bum? :D
  • must be a wonderful feeling we are in year 4 of ours and cannot wait to be posting that it all for us on here too x
    :j:j:j:j
  • Completed ours 3 years ago next month. Taught us some valuable lessons!
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