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Santander internet banking credit card application
TheEffects
Posts: 150 Forumite
in Credit cards
Hi
I wanted to ask if applying if a credit search occurs if you apply through internet banking, as details are pre filled in?
Does this mean that I am pre approved? Or is this something different.
Thanks
TheEffects
I wanted to ask if applying if a credit search occurs if you apply through internet banking, as details are pre filled in?
Does this mean that I am pre approved? Or is this something different.
Thanks
TheEffects
0
Comments
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Banks will usually do a full credit search if you apply for new products, even if you're an existing customer. Even if you were pre-approved (Halifax does this for some existing customers) they still have to do a full credit check.
Use the MoneySavingExpert eligibility checker if you're unsure.Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0 -
I was'nt approved online, but was approved in branch, for Santander CC...:j
Debt free 4/7/14........:beer:0
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