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  • Budgie85
    Budgie85 Posts: 30 Forumite
    Is exchanging contracts and completing the same thing.

    Sorry for the stupid question but there is so much to get my head around
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No. In order to exchange all legal and financial formalities must be complete. At the point of exchange a completion date is set to which all parties agree. Normally a week later.
  • Budgie85
    Budgie85 Posts: 30 Forumite
    Thank you so does my lender transfer the money across to my solicitor on day of exchange or day of completion.

    Thank You again
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Inbetween. Once contracts are exchanged. This is normally the point the solicitor will request drawdown. The solicitor has to have the funds ready on the day of completion.
  • Budgie85
    Budgie85 Posts: 30 Forumite
    Can we exchange contracts if the vendor isn't in the country or do we have to sign on the same day.

    Thank You
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The solicitors will hold the signed contracts ready to exchange. Being away may be problematic if unforeseen issues arise.
  • Budgie85
    Budgie85 Posts: 30 Forumite
    Thank You so much for your help, hopefully tomorrow I will be able to get in touch with my solicitor and sort the signing of the contracts.
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