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Deposit

Hi we are hoping to exchange contracts on Friday, I was just wondering when you pay the deposit to the solicitor.

Thank You

Liam
«1

Comments

  • ACG
    ACG Posts: 24,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Your solicitor will request it this week.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Budgie85
    Budgie85 Posts: 30 Forumite
    Thank you for your quick reply, do we also pay the solicitor fees and stamp duty this week?
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes. Your solicitor will require all the funds in order to effect completion.
  • Budgie85
    Budgie85 Posts: 30 Forumite
    Thank You, because it's gonna be a cheque will this delay completion?
  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Solicitor will require cleared funds so if a cheque you need to get it to them asap.

    Why not transfer the funds? Much easier and quicker
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Can you not arrange a direct bank transfer of some kind?

    As the solicitor will need to have cleared funds.
  • Budgie85
    Budgie85 Posts: 30 Forumite
    It's a deposit from my father in law, so will he still be able to arrange a direct bank transfer, we would of been sorted earlier but our solicitor hasn't even told us we are exchanging on Friday, luckily we know the vendors and they have said that there soliton has arranged it for Friday.
  • ACG
    ACG Posts: 24,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Get him to chaps it across.

    If you do a cheque you are looking at 4-5 working days and that is cutting it VERY tight.

    A chaps payment will cost £30-35 but at least it will be there.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Budgie85 wrote: »
    It's a deposit from my father in law, so will he still be able to arrange a direct bank transfer, we would of been sorted earlier but our solicitor hasn't even told us we are exchanging on Friday, luckily we know the vendors and they have said that there soliton has arranged it for Friday.

    Is your solicitor and lender aware of the source of the funds?

    Has your solicitor informed you that you are ready to exchange?
  • Budgie85
    Budgie85 Posts: 30 Forumite
    Yeh my solicitor and lender both know its a gift.

    No my solicitor hasn't informed me yet, the vendors have just rung me to inform me that there solicitor has arranged it for Friday, but we haven't heard anything from my solicitor.
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