Paying for furneal on credit card

Drakes

Hi all I was wondering if someone could help.my wife's mother passed away last week and as you will know furneals are expensive,what we where wondering is it possible to cover the short fall on a credit card,thing is the furneal is in Ireland so will be useing an uk credit card to pay 2000 euro In Ireland,the card is a 0% purchase card with a £3500 limit £1300 used.is this at all possible the apr is 14.9% what would the min payment be on this level will it be classed as a cash purchase and so on.thanks for taking the time to read.

grumbler

Yes, normaly UK cards can be used abroad, but it's worth having a plan B.
I don't see any reasons for this transaction to be classed as cash.
For the minimum payment see the Summary Box of your card. Most likely you can find this information on the back of your statements too. During the 0% period it's likely to be very small, but when it expires it will be more than the monthly interest that is ~1%.

a4a

Drakes wrote: »

Hi all I was wondering if someone could help.my wife's mother passed away last week and as you will know furneals are expensive,what we where wondering is it possible to cover the short fall on a credit card,thing is the furneal is in Ireland so will be useing an uk credit card to pay 2000 euro In Ireland,the card is a 0% purchase card with a £3500 limit £1300 used.is this at all possible the apr is 14.9% what would the min payment be on this level will it be classed as a cash purchase and so on.thanks for taking the time to read.

Why not apply for a euro debit card? There are some really good ones out there, easy to get and the fees are way better than using a credit card. You can put money on it straight from your bank account instantly and can save a lot in transaction charges.

I use Caxtonfx.

grumbler

I guess you mean a prepaid card, not a debit card.

However, the OP made it clear that they need a CC to cover a shortfall, so they obviously don't have enough money in the bank account to "put straight" to a prepaid card.

Drakes

As the above poster mentioned,we need to use the card as no more money on hand at this time.and this also gives us 12 months to pay this off(sooner I hope)

a4a

grumbler wrote: »

I guess you mean a prepaid card, not a debit card.

However, the OP made it clear that they need a CC to cover a shortfall, so they obviously don't have enough money in the bank account to "put straight" to a prepaid card.

True although depending on the credit card, they could transfer money to a bank account (or possible straight onto a euro card) and get the best of both worlds :-)

bengal-stripe

Check with the undertakers you want to use, whether or not they accept Credit Cards.

If they do, there should not be any problem.

grumbler

a4a wrote: »

True although depending on the credit card, they could transfer money to a bank account (or possible straight onto a euro card) and get the best of both worlds :-)

The card has 0% on purchases for 12 months. It's unlikely that it offers the same on money transfers to a bank account and just impossible that cash advances (loading a prepaid card) qualify for 0%.

a4a

grumbler wrote: »

The card has 0% on purchases for 12 months. It's unlikely that it offers the same on money transfers to a bank account and just impossible that cash advances (loading a prepaid card) qualify for 0%.

Well I'm only trying to make suggestions. My Barclaycard offers a 6 month 0% BT to my current account, so thought that may be a helpful way of saving the OP money.

lisyloo

Sorry to here of your loss Drakes.

I'm not up to date on these things, but can the estate not pay for the funeral even whilst it's going through probate?