getting insurance once being flood victim?

bobsa1

I'm just outside Hull and was flooded. My Sister works in insurance and has advised me to make sure my claim is logged as a storm claim as a flood claim should only happen when a river, dyke etc breaks it's banks.

I've insisted that the insurer do this so with any luck this might help in the future.

We just had freak weather in this area and now we are all suffering!

headintheclouds

Hi,

I had a similar problem with drains overflowing & a non-functioning pumping station (in Swindon), and now there is more than £25k worth of work to be done on the house, so the loss adjusters say (don't know where they get their prices, but a lot more than it would cost me if I were shopping around, I'm sure!). Anyway, both my contents insurer and buildings insurer have logged the claim as storm damage as no water source was involved. They said this should help to make sure that it doesn't affect the value of the property or the cost/ease of getting insurance in the futurem - although we all know we are going to be paying more in any case.

Worth checking with your current insurer, I would think.