We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Is this a total loss / write off?
Comments
-
If I buy it back what doi need to do for it too be Road legal?
If it's CatD, that's all. If it's CatC, then you'll need to put it through a vehicle identity check (VIC) at some stage. You can use it in the interim, but you won't get a new V5C issued or any tax reminders until you do - and the V5C will say on it that it's been written off.0 -
Thanks Adrian.
I'm thinking of taking there offer as I'll get it for about £600ish and the full value is over £2000, pre write off of course!
If I do take it does anyone know if a trader will likely take part ex or if I even have to tell them or a purchaser, I'm assuming I do and to be honest wouldn't really feel right not doing so.
Thanks again0 -
If it's cat D then it will only show up on a hpi check
If it's cat C then it will be printed on the log book
You, as a private seller, don't have to tell prospective buyers unless asked. If asked you must answer honestly.
Remember that as cars get older the effect of previously being written off becomes less, I'd say that at £2k the effect would be small and once it drops to £1k there would be none.
Is it even worth doing HPI at the £1-2k price bracket? Even if you do then remember the damage your car has would have just been repaired with no record if the car was 2-3 years younger0 -
If I do take it does anyone know if a trader will likely take part ex or if I even have to tell them or a purchaser, I'm assuming I do and to be honest wouldn't really feel right not doing so.0
-
If it looked retailable, a trader would HPI it, but if its just a low value trade-in it will be treated as a Charlie and figures will be adjusted to make you feel good at the cars value and it will be disposed of.0
-
A Charlie Cairoli, a clowns car where you write it down as if the cars tyres are going to go bang flat, the engine blow up and the doors fall off. A net zero trade in.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards