We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Car Written Off - No insurance pay out

13»

Comments

  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    arcon5 wrote: »
    As above, it wasn't your policy so you don't declare a cancelled policy - your father does. You should really advice him this sooner rather than later as it could see his current policy if he has one void in the event of a claim.
    THIS BIT!

    This is incredibly relevant and important.

    As for whether to inform the lender - of COURSE you must, OP. They have secured their loan on the vehicle. If you default on your finance, they will come to repossess the car. Which, clearly, they can't.
  • uknick
    uknick Posts: 1,809 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Over 2 days since the one and only post by the OP and no response to some very pertinent questions. Maybe they got the answers they were looking for, but a thank you would have been nice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.