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Ppi

I have a problem claiming PPI. Hope someone can help. I am divorced, and we are due PPI on a loan and mortgage. My ex is refusing to sign the forms as he thinks I will receive all the money. A letter has been sent from the claim company explaining the ppi will be split 50/50, but he still won't sign ! Is there anyway I can just claim my half ? x
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Comments

  • meer53
    meer53 Posts: 10,217 Forumite
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    Clara64 wrote: »
    I have a problem claiming PPI. Hope someone can help. I am divorced, and we are due PPI on a loan and mortgage. My ex is refusing to sign the forms as he thinks I will receive all the money. A letter has been sent from the claim company explaining the ppi will be split 50/50, but he still won't sign ! Is there anyway I can just claim my half ? x

    Has your claim been upheld ? If it has, let the claims company know you are divorced and ask them to just pay your half.
  • roonaldo
    roonaldo Posts: 3,420 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Can you instruct the bank just to pay 50%?
  • meer53
    meer53 Posts: 10,217 Forumite
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    I've dealt with 50/50 claims before and have made 2 separate payments, so it is possible. If one party doesn't sign the acceptance letter, they don't get paid.
  • Clara64
    Clara64 Posts: 4 Newbie
    Thank you all so much for your advice. The claims company knows that we are divorced. I will contact them about just paying the 50% to me and see what happens. Annoying thing is that I actually made all the payments from my own personal bank account !

    Thanks again xxx
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Clara64 wrote: »
    Annoying thing is that I actually made all the payments from my own personal bank account !
    More annoying is that you'll have to pay this company you are employing around 25% (plus VAT) of any redress you eventually manage to secure!

    Why did you not just write a letter of complaint direct to the Bank?
  • Clara64
    Clara64 Posts: 4 Newbie
    One of the companies no longer exists, so the claim company pay that one. Unfortunately I was a bit naive going into this and was recommended this company by a friend xx
  • dunstonh
    dunstonh Posts: 120,198 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The risk now is that your ex does agree to it but refuses to pay the claims company. as he did not employ them, he wont have to pay them. You would then be left with the bill on the whole amount even though you personally get half of it.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • societys_child
    societys_child Posts: 7,110 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Clara64 wrote: »
    One of the companies no longer exists, so the claim company pay that one.
    I don't understand that :huh:
  • Clara64
    Clara64 Posts: 4 Newbie
    The company takes it's share before the ppi is divided out. I have already have one payment from them for a personal loan x
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Clara64 wrote: »
    One of the companies no longer exists, so the claim company pay that one. U
    Clara64 wrote: »
    The company takes it's share before the ppi is divided out.
    Can you explain in more detail exactly what you mean here?
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