Credit report

postingalwaysposting

hi all as most of you know i became debt free on 16/4/07 just under 3 months ago. Once i was debt free i closed all my accounts that could allow me credit/goods on credit. Now i am itching to get a copy of my credit report to see if they are all closed or not (i have a feeling my studio account still isnt closed after 20 letters). Shall i wait another month or ask for it (£2 each from 2 agencies) as i am very tempted :rolleyes: What would you do? thanks pap

hypno06

Sign up to creditexpert on quidco - you will get a free month to be able to look at your file online and you also get £5 cashback I think!

You will have to give your bank details as they charge for monthly access, but as long as you cancel at the end of the first month, you will not get charged!

postingalwaysposting

hypno06 wrote: »

Sign up to creditexpert on quidco - you will get a free month to be able to look at your file online and you also get £5 cashback I think!

You will have to give your bank details as they charge for monthly access, but as long as you cancel at the end of the first month, you will not get charged!

hypno i have already done that and canceled, i dont know if i can do it again also i dont have a credit card now and i dont think they allow debit cards :rolleyes:

hypno06

I think you can do it again, perhaps give it a try with some new registration password etc. Also, they take debit cards - or they did for mine, anyway!!

postingalwaysposting

hypno06 wrote: »

I think you can do it again, perhaps give it a try with some new registration password etc. Also, they take debit cards - or they did for mine, anyway!!

ohh off for a look, thanks hypno :T

postingalwaysposting

cant do it as whatever i do it flags up that i have used the free offer already :rolleyes: is it worth paying the £6.99 for one month, prob not :rolleyes:

hypno06

Oh well, worth a try. wouldn't it be better then to send the £2 off to the main companies to get your report rather than paying £6.99 today?

sammy115

Hi superpap

What about www.annualcreditreport.co.uk - it is free.

Not sure about www.checkmyfile.co.uk but again worth a try.

hypno06

sammy115 wrote: »

Hi superpap

What about www.annualcreditreport.co.uk - it is free.

Not sure about www.checkmyfile.co.uk but again worth a try.

Ooh thanks for this - I currently pay monthly for creditexpert but have now registered with annualcreditreport and as soon as I am set up I will cancel my DD to creditexpert!!!

:T :T :T :T :T

postingalwaysposting

sammy115 wrote: »

Hi superpap

What about www.annualcreditreport.co.uk - it is free.

Not sure about www.checkmyfile.co.uk but again worth a try.

ohhh huge thanks sammy, i have registered with annual credit report it says i have to wait 3 days for a code or something :rolleyes: anyways better than paying for it :T thanks

In_Search_Of_Me

Just a word of warning; I went for the checkmyfile report thinking it would be instant (panicked!) and then had to wait almost a week and most peeved & def not worth the money. Apparently I was one of the 20% that could not get an instant report & then the letter with the magic code only arrived today! ahhhh! NOT impressed...Also doesent say who info is from so there is much guesswork as to who says what! HTH?