Where to get cash from

gromit69

We're just about to move house, but I'd forgotten that the solicitors want a chunk of cash up front.
Basically, whats the easiest way to borrow 300 quid until I complete the sale?
Overdraft is out of the question (already using that!)
One option is to use the credit card and then shift the debt (so as to avoid the silly interest charges).
I get paid in a weeks time, but I know that you can get fined if you start holding up the sale.

Any ideas?!

kingkano

One of those cheque cashing salary advance places? they arent cheap though! Cash withdrawal on your credit card wont be cheap either (25% interest probably) but for a week thats the quickest easiest way to be honest. You will pay it off straight after completion right?

Otherwise ask family maybe? ask work for an advance?

Running_Horse

Don't forget the surveyor and removal company will also want money up front.

I went against my better instincts and put some on the credit card knowing there would be enough to cover it from the mortgage advance on the day.

pickles110564

gromit69 wrote: »

We're just about to move house, but I'd forgotten that the solicitors want a chunk of cash up front.
Basically, whats the easiest way to borrow 300 quid until I complete the sale?
Overdraft is out of the question (already using that!)
One option is to use the credit card and then shift the debt (so as to avoid the silly interest charges).
I get paid in a weeks time, but I know that you can get fined if you start holding up the sale.

Any ideas?!

I hope you have thought this through properly? If you are strugling for a few hundred quid how are you going to be when interest rates keep rising

wecanhelpu

gromit69 wrote: »

We're just about to move house, but I'd forgotten that the solicitors want a chunk of cash up front.
Basically, whats the easiest way to borrow 300 quid until I complete the sale?
Overdraft is out of the question (already using that!)
One option is to use the credit card and then shift the debt (so as to avoid the silly interest charges).
I get paid in a weeks time, but I know that you can get fined if you start holding up the sale.

Any ideas?!

!!!!!!. Pathetic

I hope you're not going to be so disorganised and struggling to find a few hundred quid when it comes to paying the mortgage every month.

Jonbvn

OP,

It is clear that you are not financially prepared to take on the responsibility for servicing a mortgage.

Pull-out NOW!

dattasatta

Goodness me, I didn't know that people were so judgemental on this site!!!

The guy was asking for some advice, not to be told that he is too skint to afford a mortgage.

He might have had some unexpected outgoings this month, or have some debts that will be paid of when he remortgages therefore freeing up some cash!!

wecanhelpu

!!!!!!. Pathetic.

!!!

Your name obviously doesn't speak for itself.

I am shocked!!

wecanhelpu

dattasatta wrote: »

Goodness me, I didn't know that people were so judgemental on this site!!!

The guy was asking for some advice, not to be told that he is too skint to afford a mortgage.

He might have had some unexpected outgoings this month, or have some debts that will be paid of when he remortgages therefore freeing up some cash!!

Yeah and 3 months later back to the limlit on the overdraft no doubt.

wecanhelpu!!!

Your name obviously doesn't speak for itself.

Check my thanked posts count

I am shocked!!

Me too. At the number of dreamers, chancers and idiots on this site.

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beingjdc

Calm down people, I'm sure the OP is moving to a smaller and more affordable house for exactly the reasons you outlined.

Redbedhead

Can you get a salary advance? What about borrowing from parents? Only other suggestion I can think of is a credit card cheque.

Running_Horse

In fairness, a lot of people load moving costs onto the mortgage (some even clear debts when moving). I have no credit card debts or loans, but also no savings; preferring to save by overpaying the mortgage.