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Only freedom will do

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Comments

  • Please don't use a chainsaw without training, Ed.
    You might find that person-with-chainsaw is cheaper than "tree surgeon".
    So long as you know the tree isn't heading for your house!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Please don't use a chainsaw without training, Ed.
    Seconded! I used to have a next door neighbour who was an engraver, used a chainsaw, and nearly cut three fingers off :( and even if he hadn't almost killed himself, he'd almost deprived himself of his way of earning a living :(
    2023: the year I get to buy a car
  • Watty1
    Watty1 Posts: 7,228 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Mr Watty regularly uses a chain-saw. He says they are not difficult you just need common sense - and - protective clothing. This conclusion he came to after cutting his jeans - and amazingly only his jeans. Also, his other tip would be to have a pal around if you are climbing in trees as there is no where to put a chain saw while you climb so someone to had it to and hand it back is essential. Skip this and you risk losing fingers or worse (the time he put his hand on it he rather amazingly only cut it open and didn't lose anything either).
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • edinburgher
    edinburgher Posts: 14,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Please don't use a chainsaw without training, Ed.
    You might find that person-with-chainsaw is cheaper than "tree surgeon".
    So long as you know the tree isn't heading for your house!

    Don't worry, would be letting FIL risk life and limb, I've no experience of using a chainsaw :D

    But still, the comments are concerning me enough to a) sort out training and PPE or b) skip the DIY bit. The difference would be £££, so perhaps worth getting some training and learning a new skill? :)
    Seconded! I used to have a next door neighbour who was an engraver, used a chainsaw, and nearly cut three fingers off

    FIL is a bit like that. Cut forearm open with a very powerful drill, 16 stitches and still managed to drive himself to hospital without dying :rotfl:
    Also, his other tip would be to have a pal around if you are climbing in trees as there is no where to put a chain saw while you climb so someone to had it to and hand it back is essential.

    Thanks Watty, trees to be removed are c. 12' high skinny leylandii, so could be done from the ground. I would be sure to tie a rope to the upper half of the tree trunk so that the fall could be guided.
  • When I sliced the end of my thumb with a scalpel (long story, the kids made me laugh at the wrong moment) I was in casualty with someone who had been using a chainsaw untrained and unprotected...
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    My dad was a carpenter, and over the years managed to slice off bits of two fingers and a thumb! :eek:


    Ed, I'm really sorry to ask, as I know you're busy. I can't ask on any other board, as they'd think I was really dim, as it is a pretty easy question really!




    For various reasons, I want to start dipping my toe in to investments.


    I know you invest in a S&S Isa, and I want to know about the mechanics of doing it.


    I wouldn't want to make regular monthly investments, just transfer sums, probably fairly small sums like £50 when I have the money available.


    Do you transfer funds from your online banking to your 'platform', and does it go into your 'platform' as cash? Then once it's in the platform, do you then put it into the fund you are investing in?


    That's how I imagine it works, is it simple like that?
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    I'll second all the chainsaw comments and admit I really don't like them. Be careful and if you feel uncomfortable using the tool, it's time to get a professional in. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • edinburgher
    edinburgher Posts: 14,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Goldie, that's very much the case, but there are limitations to how small the amounts that you can invest can be. A typical minimum for a lump sum into a fund that you don't already hold is £500, with top ups of £100 minimum. So you might like to hold cash until ready to move.

    An easyish way around this is to set up a regular payment for one month (regular payments normally have a £50/mth minimum) and then you are free to make £100+ payments from the point that your first monthly payment is taken.

    I recommend Ch@rles Stanley Direct for small fund only portfolios (£25k or less, that sort of thing).
  • edinburgher
    edinburgher Posts: 14,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What a day!
    • The worst rain I have seen in Glasgow for years!
    • Taxi service to take Mrs E and DD to inlaws
    • New tumble dryer delivered. His name is Ace :D
    • Three loads of laundry washed and dried
    • Drilled, dowelled and glued DD's curtain poles together so that she can no longer potentially pull them on her head! :eek:
    • Took out the rubbish
    • Cooked buttermilk fried chicken, eight portions of mashed potato, four portions of potato skin soup (HFW recipe tweaked slightly) and two spare portions of chicken stock
    • DD is now starting on solids. Cucumber and tomato = blech! Wholemeal pitta and bread = om nom nom :) Carrot mush = I'm not sure about this. Apple sauce = yay! :j
    • Oodles of dishes
    • Completey failed to read my *Saturday* paper
    • Loads of P2P gubbins. Will update tomorrow, things have changed a lot over the last few days ;)
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    The rain has been awful here too. Did you have guests for dinner?

    How old is your daughter now?
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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