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Scot life home Loans (no 4) dissolved - end assignment
King_Ralph
Forumite 3 Posts
Hi
Would be grateful for some advice here.
I took a mortgage out with Scot life home loans (no4) in the 90s.
I already had an endowment policy from my first house which was reassigned to that lender.
The policy matured 12 month ago with the prudential but as yet I have not received a bean.
The lender was liquidated quite a while ago (info found on companies house website).
I informed Prudential of this as they were sending letters requesting no further interest on this policy to which they were getting no reply to.
I found out the company who did the liquidation and have spoke to them. All records of the liquidation have been shredded as the lender went under over 6 year ago.
The Pru are asking for info who took over the mortgage book when scotlife home loans (4) went under but up to now the liquidators don't have this info.
I'm obviously worried I'm going to lose out here because the lender never notified the Pru at the time that I had moved mortgages and it never occurred that I needed to do it.
This has dragged on for a year now and I feel I'm banging my head against a brick wall trying to sort it out.
Can anyone offer me any advice of what my next course of action is if I cannot get the letter of no further interest.
Many thanks
Would be grateful for some advice here.
I took a mortgage out with Scot life home loans (no4) in the 90s.
I already had an endowment policy from my first house which was reassigned to that lender.
The policy matured 12 month ago with the prudential but as yet I have not received a bean.
The lender was liquidated quite a while ago (info found on companies house website).
I informed Prudential of this as they were sending letters requesting no further interest on this policy to which they were getting no reply to.
I found out the company who did the liquidation and have spoke to them. All records of the liquidation have been shredded as the lender went under over 6 year ago.
The Pru are asking for info who took over the mortgage book when scotlife home loans (4) went under but up to now the liquidators don't have this info.
I'm obviously worried I'm going to lose out here because the lender never notified the Pru at the time that I had moved mortgages and it never occurred that I needed to do it.
This has dragged on for a year now and I feel I'm banging my head against a brick wall trying to sort it out.
Can anyone offer me any advice of what my next course of action is if I cannot get the letter of no further interest.
Many thanks
0
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