Receiveing Debt colelction letter but nothing on my credit file?
Miss149
Forumite 63 Posts
Hi All
Im not sure where I stand with this.
Today I receveid a letter from Scotscall to advise my account is £1600 overdue and they are arranging to send someone round. I think this is scaremongering.
However I've gone on to my experian credit report today and cannot find any reference of this alleged credit file, nor on experian!
Does anyone know where I stand with this? Would you fire a usual CCA request letter to prove the debt? Doe anyone have a template I could use?
Im not sure where I stand with this.
Today I receveid a letter from Scotscall to advise my account is £1600 overdue and they are arranging to send someone round. I think this is scaremongering.
However I've gone on to my experian credit report today and cannot find any reference of this alleged credit file, nor on experian!
Does anyone know where I stand with this? Would you fire a usual CCA request letter to prove the debt? Doe anyone have a template I could use?
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Definitely a 'Prove It' letter. Sticky at the top of the forums.
Meet my best friend : YNAB (you need a budget)
My other best friend is a filofax.
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