I want to accept credit card payments.

windswept

It's not quite as easy as just ringing a bank up and saying "can I have a merchant account please".
You have to prove you are a business, have a business bank account, eveidence of trading - such as suppliers invoices etc. and an impeccable credit history.
Worldpay may well be the easiest way of starting out, you can have internet merchant status and a virtual terminal without having to have a normal merchant account with an aquiring bank.
They have a special offer on at the moment, but, you probably have to have an e-commerce website to have an account with them.
try the worldpay website for all the info.
I've just signed up for streamine/secpay, the amount of paperwork was unbelievable, even though we already have a standard merchant account with cardnet.
If you are not in business, or can't prove it, I don't think you have much chance to be honest.

Stuart_P

windswept wrote: »

If you are not in business, or can't prove it, I don't think you have much chance to be honest.

totally agree. your very best bet is nochex or similar, until you have a good proven business record.

windswept

For anyone considering a payment gateway, try this handy little site :
http://www.electronic-payments.co.uk/online_payments.jsp