CCJ not on credit report 30 April 2014 at 10:17AM in Credit File & Ratings 4 replies 695 views

vending_guy

I received a ccj in 2012 and have been paying it off bit by bit.
This week I checked on Noddle to see my credit report.
Of course I am not sure how accurate it is but there was no mention of the ccj in any way.
I need to ask, can noddle be wrong ?
Can the ccj be added at any time?


Thank you for reading this,I hope you can help.

Thrugelmir

All financial institutions use Trust Online to search for Government data.

http://www.trustonline.org.uk/

National_Debtline

Hi vg

Just to elaborate on Thrugelmir's response - Noddle is run by Callcredit. Information on debts and judgments is not always reported to all three of the credit reference agencies (Callcredit being one alongside Exeprian and Equifax) so this situation isn't necessarily unusual.

Regards

Dennis
@natdebtline

rizla_king

National_Debtline wrote: »

Just to elaborate on Thrugelmir's response - Noddle is run by Callcredit. Information on debts and judgments is not always reported to all three of the credit reference agencies (Callcredit being one alongside Exeprian and Equifax) so this situation isn't necessarily unusual.

Not totally true. The feed of ALL CCJs is sent to ALL 3 CRAs.

Credit account data can be different but all 3 CRAs get the same judgement feed from the registry trust automatically.

rizla_king

vending_guy wrote: »

I need to ask, can noddle be wrong ?

Could be a mistake somewhere meaning it doesn't show up. Means if that mistake gets corrected it could suddenly appear on your report at any time.