IVA's etc

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I have been paying off my debts to various credit card/loan companies (most of which have been transfered to debt recovery companies) for several years via a Debt Management company (Payplan). I owe around £40K, by my calculations it will take me 30 years to pay these off. Is there any way that these can be written off now. I know if I had refused to own up they could have been written off by now, but it seems unfair that I still pay £125 per month and seem to be getting no where.
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More than a third of IVA`s fail....fact.
Could A Debt Relief Order help you ?
Never pay a fee for a Debt Management Plan.
For free non-judgemental debt advice, contact either : Stepchange, National Debtline, or CitizensAdviceBureaux.
Maybe try the Stepchange debt remedy - it is on line and can be anonymous if you wish, it might suggest options for your situation?
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.
We have a brief overview of the various options available to you to deal with your debts. It you click through each option you can learn more about the advantages and disadvantages.
Best wishes
James @natdebtline