IVA's etc

I have been paying off my debts to various credit card/loan companies (most of which have been transfered to debt recovery companies) for several years via a Debt Management company (Payplan). I owe around £40K, by my calculations it will take me 30 years to pay these off. Is there any way that these can be written off now. I know if I had refused to own up they could have been written off by now, but it seems unfair that I still pay £125 per month and seem to be getting no where.


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