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just been accepted for

an asda moneycard.
Ive been sub prime for so long, never been able to get anytjhing but now have a £2000 limit. Anyone have any experience of this card, is it good for cash back, etc.

is it hard to get, it is a coo getting this
Save £300 in Jan £515/£300-Lose 10 lbs in Jan- 8/10,Cap One M/C £0/£200,Cap One Visa £0/£200
Aqua £470/£550, Vanquis £477/£1250,Bank of Dad £1668/£3500, legal aid £0 left, Littlewoods 0, Very £306/left,Choice £0/lefthave paid off in January 742.89

Comments

  • MrSilk
    MrSilk Posts: 1,521 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 28 April 2014 at 4:01PM
    The card is ran by Sygma Bank, they are known to be a little more lenient than other prime lenders.

    With 1% cash back on ASDA shopping, and 0.5% on other purchases, it really does depend on how often you shop at Asda, and how much you spend, of course if you have any ASDA insurance policy's you'll enjoy the additional 5%.

    What APR where you offered?
  • thanks for your reply, 14.9% i think, ive only receieved the pin so far, but phoned themand they confirmed the limit
    Save £300 in Jan £515/£300-Lose 10 lbs in Jan- 8/10,Cap One M/C £0/£200,Cap One Visa £0/£200
    Aqua £470/£550, Vanquis £477/£1250,Bank of Dad £1668/£3500, legal aid £0 left, Littlewoods 0, Very £306/left,Choice £0/lefthave paid off in January 742.89
  • MrSilk
    MrSilk Posts: 1,521 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    thanks for your reply, 14.9% i think, ive only receieved the pin so far, but phoned themand they confirmed the limit

    That's a very good APR, better than 29.9% which is their highest, so you must be doing something right, well done!. :T
  • MrSilk wrote: »
    That's a very good APR, better than 29.9% which is their highest, so you must be doing something right, well done!. :T

    it hasnt been confirmed yet, ill keep you posted if thats what i get
    Save £300 in Jan £515/£300-Lose 10 lbs in Jan- 8/10,Cap One M/C £0/£200,Cap One Visa £0/£200
    Aqua £470/£550, Vanquis £477/£1250,Bank of Dad £1668/£3500, legal aid £0 left, Littlewoods 0, Very £306/left,Choice £0/lefthave paid off in January 742.89
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