Difference Between Lender and Employer Credit Checks

kc9019

I believe that my employers will run a credit check on me in the upcoming months. Since the last credit check my credit level has declined so I wanted to see where I was sitting in terms of credit. I used the site annual credit report and it came to my attention that I had two different credit reports. One which is seen by lenders which is low and one which is seen by employers as being high. Has anyone been in this position before and can advise me on what my employer will find so I can be prepared.

Thank you