PPI charged by employment agency

kedi7uk

Hi,

I was wondering whether reclaiming Payment Protection extends to employment agencies.

I was employed through an agency for a number of years and each month they deducted Payment Protection from my salary before I got paid. This wasn't optional.

Do you think I have a case to claim back that money and if so from who?

Thanks

dunstonh

I was employed through an agency for a number of years and each month they deducted Payment Protection from my salary before I got paid. This wasn't optional.

If it wasnt optional then how was it mis-sold?

dzug1

I'm struggling to understand what PPI is in this situation. What did it /was it alleged to cover?

kedi7uk

dunstonh

If it wasn't optional then how was it mis-sold?

- fair point... it wasn't strictly mis-sold.

dzug1

I'm struggling to understand what PPI is in this situation. What did it /was it alleged to cover?

can't remember what they said it was for but if I wanted to work I had to pay it.

DrSqueeze

If you still have any of your payslips from that time have a good look at them - and see what the deduction is actually called.

If you think the deduction was in some respect wrong then approach the agency and ask them to explain it.

gik

kedi7uk wrote: »

dunstonh - fair point... it wasn't strictly mis-sold.

dzug1
can't remember what they said it was for but if I wanted to work I had to pay it.

National Insurance? Tax?

societys_child

gik wrote: »

National Insurance?

So, would the complaint be against The National Insurance Company?

kedi7uk

DrSqueeze wrote: »

If you think the deduction was in some respect wrong then approach the agency and ask them to explain it.

Good thinking - I don't have any old payslips - I use a software package to track my money and put in the splits shown on the payslips -

National Insurance? Tax?

No Gik, it wasn't Tax, NI, Holiday or Sickness pay - wasn't even pension - it was payment protection.

I'll contact the agency as suggested by Dr Squeeze -

Thanks all

[Deleted User]

kedi7uk wrote: »

it wasn't strictly mis-sold.

I doubt you'll get very far with any complaint about a compulsory payment, unless the agency was somehow acting illegally.

I also can't help thinking this thread might garner more informed responses (with regard what the payment might pertain to) over in in the Employment, Jobseeking and Training forum;

http://forums.moneysavingexpert.com/forumdisplay.php?f=141

This is certainly not PPI in any form.

dunstonh

Its a weird one. You dont expect employment agencies to offer such a thing. So, it will be interesting to see how it pans out.

[Deleted User]

dunstonh wrote: »

You dont expect employment agencies to offer such a thing.

What insurance company would offer such a policy on behalf of the agency? Agency workers are employed on a casual basis and I can't see there being any "payment protection" in case of unemployment? What "payments" would such an insurance protect?

It's definitely something other than PPI.