Cat D cars.......

force_ten

Ralph-y wrote: »

thanks ,

if any one is interested I can post replies to the questions I asked the dealer.

Ralph:cool:

it would be interesting to see what the dealer has to say about this car

motorguy

force_ten wrote: »

it would be interesting to see what the dealer has to say about this car

The trader will say whatever they need to say to sell the car - light damage, simple repair, not structural, etc, etc.

facade

As the others say, find out why it is a CAT D.

If you are really really lucky, it was stolen and kept in a garage somewhere for long enough that the insurance paid out, and did no miles.

The more likely and suspicious reason is it had major damage, and has taken so long to repair that it hasn't had time to do any miles.

Aretnap

motorguy wrote: »

Premiums will be higher and some companies wont insure at all. Also if there is a total loss claim they will pay out at a reduced rate - roughly 1/3 rd off.

Ombudsman says not more than 20% off the valuation, unless the insurer can provide evidence to support a higher deduction.

http://www.financial-ombudsman.org.uk/publications/technical_notes/motor-valuation.html#14

motorguy

Aretnap wrote: »

Ombudsman says not more than 20% off the valuation, unless the insurer can provide evidence to support a higher deduction.

http://www.financial-ombudsman.org.uk/publications/technical_notes/motor-valuation.html#14

Hence why i said "roughly". It was an off the top of my head figure.

Although i would have thought they could use any residual evidence of the damage as reason to devalue it.

Ralph-y

what the damage was and length of warranty he replied:- "
hi just front panals that were damage that all and have been replaced and it still has warranty till its 3 yrs old as long as all the services are done from main dealer thanks"

Ralph:cool:

marlot

So a heavy front end smash then by the sounds of it...

motorguy

marlot wrote: »

So a heavy front end smash then by the sounds of it...

Doesnt mentioned "replaced with new panels and parts" either, so who knows what you're getting.

I'd be extremely jumpy about spending so much money on a Cat D.